Question by Kael: Who can help?
I have a good credit, was never late for any payment and I did purchase a home in November of 2005. With the hope that I was going to get home equity, refinance and get money to pay my debits, I realized later that it wasn't going happen because of the bad property value market for sellers in Massachusetts today. The house was purchased for 420K and the current appraisal is about 390K. Well, that said, I need to act soon. Since things didn't work the way I
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