If ive been turned over to check busters from an overdraft charge would i go from having no credit to bad?

by Chris Devers
Question by rocker8420: If ive been turned over to check busters from an overdraft charge would i go from having no credit to bad?
ok i have another question regarding my credit. im trying to get a student loan and in order to do so i need a minimum of 21 months of credit good or bad to get it. about 3 years ago i was turned over to check busters which is a collection agency for an overdraft fee on my checking account. so my question is : from the date that i was turned over

Loans Bad Credit Loans