I can't get my husband to stop using credit cards. How do I get him to understand we can't keep doing this?

Question by darrigirl: I can't get my husband to stop using credit cards. How do I get him to understand we can't keep doing this?
I knew when I married him a year ago that he had $ 40,000 in student loan debt and doesn't even have his degree. And I'm just as responsible as him for running my credit cards up over $ 30,000 from the wedding and honeymoon. (we had to use my credit cards, he doesn't have good credit) And we both have a bad habit of living outside our means. I don't mean nice

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