How can a bank hold a lien on my truck after sending me the vehicle title?

Question by Ben A: How can a bank hold a lien on my truck after sending me the vehicle title?
My used 2003 truck has been paid off in January of '06. I received the title and a letter congratulating me that my installment loan was paid in full. So yesterday, I checked my credit report and it says my installment loan account is still open and I still owe money on the truck. Today I called the bank(Fifth Third), and they said I owe money and even though I have the title, they still have a

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