Question by Tara5910: Credit card consolidation...bad on credit?
My credit score has dropped 20 points I think due to my balance on my credit cards being almost maxed. I had a 720 and now its down to a 700 and I am medium risk. I was wanting to go to a consolidation loan office but also heard that can be negative on your score. So then I was thinking a personal loan but I have NO collateral. I rent my apartment and lease my car. I have successfully paid off a full car loan in my name 2
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