Question by Gina B: Advice on consolidating credit cards to one personal loan?
I have three credit cards that I would like to consolidate to a personal loan and I am not sure if by doing this I would be making a worse decision? On paper it looks better, but not sure.
Loan interest is 12.75% for 42 months, monthly payment of $ 312.76
1 card) $ 1202 15.99% interest, I pay $ 100.00 a month
2 card) $ 1560 18.90% interest, and I pay $ 50.00 a month
3 card) $ 7700 12.99% interest, and
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