My wife and I are wanting to get a home equity loan. The one big problem we have is....?

Question by : My wife and I are wanting to get a home equity loan. The one big problem we have is....?
The big issue we have is that we have bad credit due to myself getting injured and not being able to work for a few years. Also, right before my injury we purchased a house, had a baby that had a disability so medical bills added up, and we had to file chapter 13 about 4 years ago. We purchased our house in the year 2000. Our house is paid off as we more than doubled payments and put extra

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