Question by Love4pxls: Do we have to have great credit to qualify for a home loan?
My husband has terrible credit. He hasn't paid his credit cards since before we got married and we got married 3 years ago. I'm thinking he's been default for about 4 years. We keep saying we are going to start working on it but haven't been able to start. I read an article that stated that if you have been default on your CC payments for long enough then you shouldn't mess with it because it's better to
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