Question by ConcernedLemming: Why are mortgage rates falling?
And how much further down can they go? I'm not suggesting that this is a bad thing. But while I try to figure out whether it is time to refinance my home, for a second time this year, I can't help wonder what is causing this? Everyone says it's so hard to get credit, the banks don't want to lend, etc. But the price to borrow money keeps plummeting. Something isn't following the basic laws of supply and demand that I learned in
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