Question by Kennyb: Bad Credit Equity Loan?
My FICO is about 560 and I have a little over 20% equity in my home. I have been offered a refinace, but the terms really scare me. My financial situation would be much better served with an equity loan than this refinance. The closing costs take up too much of the amount I'm borrowing and it's an adjustable rate mortgage that starts more than 3% higher than my current mortgage. Any suggestion???
Best answer:
Answer by Joe TThe refi sounds
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