ok so i'm wondering if anyone knows of a service that would give a loan to someone with really bad credit??

Question by proudmommyofharvie: ok so i'm wondering if anyone knows of a service that would give a loan to someone with really bad credit??
My credit is REALLY bad (it's between 300 and 400) and I really wanna get back up on my feet. Does anyone know of any kind of service BESIDES credit counseling (i've tried them and i blew a lot of money for them NOT to pay down my debt)? I'd like to get some sort of a loan and just make 1 monthly payment...I don't really have any collatorel (i think i

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