by eyewashdesign: A. Golden
Question by Starlit*: Where can I get an auto l can with bad credit-I only need 00?
I do not have the good credit at all. But I do want a auto loan. I have already found the vehicle. But it is a buy here pay here lot that only will finance if I put $ 2000 down. I do not have that kind of money on hand now. The total cost of the car is... $ 3195 plust tax and title. I do not want the car to get sold before I can get the loan process approved. This car is also a
Jumat, 25 Mei 2012
What should I do in this (car buying) situation ?
Question by z71silveradodude: What should I do in this (car buying) situation ?
Ok, here's the dilemma. 1. I have pretty bad credit. 2. My objective is to get my wife a newer car within the next 6-9 months. I already have one car loan right now w/ my car. I still have 4 years left on it and I'm about $ 6,000 upside down in it in negative equity. I figure I have 2 options.. # 1 - Save up enough $ $ $ to pay cash for a low mileage vehicle for me (ex. 2002 Camaro SS w/ under 40,000 miles),
Ok, here's the dilemma. 1. I have pretty bad credit. 2. My objective is to get my wife a newer car within the next 6-9 months. I already have one car loan right now w/ my car. I still have 4 years left on it and I'm about $ 6,000 upside down in it in negative equity. I figure I have 2 options.. # 1 - Save up enough $ $ $ to pay cash for a low mileage vehicle for me (ex. 2002 Camaro SS w/ under 40,000 miles),
Why do some pastor fleece the congregations?
by SS&SS
Question by Rev Trask: Why do some pastor fleece the congregations?
Please understand. I love real campmeetings. I Preach them. I support them (real ones). But this is a fact that I notice the young couples with their little families, income and little I.Q. These youngins love JESUS, and will give what they are told, thinking it's the way to make GOD love them, and the moderator to love them.
I know. This is my story too. We gave it all; cash and our trailer. We pledged, and
Question by Rev Trask: Why do some pastor fleece the congregations?
Please understand. I love real campmeetings. I Preach them. I support them (real ones). But this is a fact that I notice the young couples with their little families, income and little I.Q. These youngins love JESUS, and will give what they are told, thinking it's the way to make GOD love them, and the moderator to love them.
I know. This is my story too. We gave it all; cash and our trailer. We pledged, and
Q&A: Refinance Car BEFORE or AFTER trying to obtain a mortgage?
Question by Iamme1979: Refinance Car BEFORE or AFTER trying to obtain a mortgage?
Husband is trying to refinance his car, and his bank can DRASTICALLY lower the interest rate. BUT they wont cover the full loan. Leaving about 11K financed, and almost 2K on a separate unsecured loan (because a little upside down on carnote because of high interest rate). Is this NOT GOOD to do before trying to obtain a mortgage in 6 months!? We dont have GREAT credit, but it's FAIR, and will have 3-4% down
Husband is trying to refinance his car, and his bank can DRASTICALLY lower the interest rate. BUT they wont cover the full loan. Leaving about 11K financed, and almost 2K on a separate unsecured loan (because a little upside down on carnote because of high interest rate). Is this NOT GOOD to do before trying to obtain a mortgage in 6 months!? We dont have GREAT credit, but it's FAIR, and will have 3-4% down
real estate question?
Question by sonoffish93: real estate question?
there is a house that costs $ 115,000 that i am interested in buying. i have bad credit. would it be cheaper for me to buy it and make monthly payments on a loan or to rent for $ 1200 a month?
Best answer:
Answer by TaylorAre you kidding? Buy it. Now.
Know better? Leave your own answer in the
there is a house that costs $ 115,000 that i am interested in buying. i have bad credit. would it be cheaper for me to buy it and make monthly payments on a loan or to rent for $ 1200 a month?
Best answer:
Answer by TaylorAre you kidding? Buy it. Now.
Know better? Leave your own answer in the
Q&A: Should I buy a new or used car?
by marsmet461
Question by : Should I buy a new or used car?
I'm 19 years old and have very little credit and not a lot of money saved up. Basically everyone I know has bad credit, so a cosigner isn't really helping. The past 2 cars I have had were used and they ended up being complete disasters, so I'm reluctant to buy new again. I went to a Mazda dealership and they are willing to work with me. However, I don't think I'll be able to afford the monthly payments next year because I will be in
Question by : Should I buy a new or used car?
I'm 19 years old and have very little credit and not a lot of money saved up. Basically everyone I know has bad credit, so a cosigner isn't really helping. The past 2 cars I have had were used and they ended up being complete disasters, so I'm reluctant to buy new again. I went to a Mazda dealership and they are willing to work with me. However, I don't think I'll be able to afford the monthly payments next year because I will be in
I really screwed my credit up, when I got a copy of my credit report I noticed some things were not on there.?
by Chris Devers
Question by ♥♥♥ Am♥♥♥: I really screwed my credit up, when I got a copy of my credit report I noticed some things were not on there.?
why is that? For example I had a checking account with washington mutual and it is on bad standings.. It was 3 years ago and I do not see it on my report.
Best answer:
Answer by fojimodid you check all 3 major reporting services? it could be on one and not the other. banks always report that info.
Know better? Leave your own
Question by ♥♥♥ Am♥♥♥: I really screwed my credit up, when I got a copy of my credit report I noticed some things were not on there.?
why is that? For example I had a checking account with washington mutual and it is on bad standings.. It was 3 years ago and I do not see it on my report.
Best answer:
Answer by fojimodid you check all 3 major reporting services? it could be on one and not the other. banks always report that info.
Know better? Leave your own
Kamis, 24 Mei 2012
will the bank take you to court if you foreclose?
by eyewashdesign: A. Golden
Question by phil p: will the bank take you to court if you foreclose?
we have a 2nd home will my interest go up while my credit go bad and insurance rates go up will credit cards will be cancelled.we can afford two mortgages but it is scaring me when we have nothing left at end of month.will we be labeled as fraud since we make enough money.the house we want to foreclose is our rental property. what are the process the bank will do ,also we took a equity line on
Question by phil p: will the bank take you to court if you foreclose?
we have a 2nd home will my interest go up while my credit go bad and insurance rates go up will credit cards will be cancelled.we can afford two mortgages but it is scaring me when we have nothing left at end of month.will we be labeled as fraud since we make enough money.the house we want to foreclose is our rental property. what are the process the bank will do ,also we took a equity line on
Can i get a personal loan?
Question by John Z: Can i get a personal loan?
My girlfriends sister leased a car has 4000 left to pay on it. Me and my girlfriend can't afford to take over the payments plus have full coveridge insurance but we can afford the 200 monthly payment plus 30 for basic coveridge. She has no credit and i have bad credit will somewhere give us a loan for 4000?
Best answer:
Answer by DaveNot likely.
Give your answer to this question
My girlfriends sister leased a car has 4000 left to pay on it. Me and my girlfriend can't afford to take over the payments plus have full coveridge insurance but we can afford the 200 monthly payment plus 30 for basic coveridge. She has no credit and i have bad credit will somewhere give us a loan for 4000?
Best answer:
Answer by DaveNot likely.
Give your answer to this question
Do I have what it takes to become a credit counselor?
Question by Polish Meg: Do I have what it takes to become a credit counselor?
I moved from Delaware where I was employed in the credit card industry in fraud prevention and authorizations to Huntsville, Alabama last year. I haven't found a job that suits me because my main skill set is in the banking industry and Huntsville doesn't have many opportunities at all in that industry. My husband is a software engineer so we moved down for his career. I'm thinking about becoming a credit counselor
I moved from Delaware where I was employed in the credit card industry in fraud prevention and authorizations to Huntsville, Alabama last year. I haven't found a job that suits me because my main skill set is in the banking industry and Huntsville doesn't have many opportunities at all in that industry. My husband is a software engineer so we moved down for his career. I'm thinking about becoming a credit counselor
What to do when you can't stand your in-laws?
by Chris Devers
Question by : What to do when you can't stand your in-laws?
My husbands family is almost unbearable for me to deal with now. Ive been so nice to them overly nice, theyve constantly taken advantage of me. I've gone above and beyond being nice. They never seem to return the favors. My mother in law asks for ridiculous things, she didn't pay for his brothers college and he almost got kicked out of school she wanted my husband to co sign and she will make payments on the loan,
Question by : What to do when you can't stand your in-laws?
My husbands family is almost unbearable for me to deal with now. Ive been so nice to them overly nice, theyve constantly taken advantage of me. I've gone above and beyond being nice. They never seem to return the favors. My mother in law asks for ridiculous things, she didn't pay for his brothers college and he almost got kicked out of school she wanted my husband to co sign and she will make payments on the loan,
creditor froze my bank account-help!!?
by Chris Devers
Question by sweetheart31: creditor froze my bank account-help!!?
Nothing like this has ever happened to me before and I don't know what to do!! I got paid on Thursday of last week, wrote my rent check as usual and a couple of other checks. I tried to use my debit card at the grocery store and it wouldnt work. After I got home (and after writing a bad check so my kids could eat for the week), I checked my account and found that an old creditor from 9 years ago (Capital One
Question by sweetheart31: creditor froze my bank account-help!!?
Nothing like this has ever happened to me before and I don't know what to do!! I got paid on Thursday of last week, wrote my rent check as usual and a couple of other checks. I tried to use my debit card at the grocery store and it wouldnt work. After I got home (and after writing a bad check so my kids could eat for the week), I checked my account and found that an old creditor from 9 years ago (Capital One
What should I do about my wedding dress?
Question by : What should I do about my wedding dress?
Almost three years ago I got engaged to a guy who I thought I wanted to marry. I went about doing wedding plans and was so excited to buy THE dress that I went and found one that I loved& bought it. Well to make a long story short, the guy was a jerk&broke off the engagement--which honestly, glad he did since he was just a bad seed. Problem I have now is that although I am not engaged YET, I know it's coming soon, which would mean a
Almost three years ago I got engaged to a guy who I thought I wanted to marry. I went about doing wedding plans and was so excited to buy THE dress that I went and found one that I loved& bought it. Well to make a long story short, the guy was a jerk&broke off the engagement--which honestly, glad he did since he was just a bad seed. Problem I have now is that although I am not engaged YET, I know it's coming soon, which would mean a
Q&A: Will I get approved for a Mortgage, and if not what do I need to do.My boyfriend has the better score over 700?
Question by : Will I get approved for a Mortgage, and if not what do I need to do.My boyfriend has the better score over 700?
I am currently applying for a mortgage. I know I have a few issues. I make 55k per year and my boyfriend makes 57K per year. I am the one with the bad score and credit card debt. My score is 630 and my debt is about 15K. I also have student loans but the interest rate is less then 1%. Is there any chance we are going to get aprroved?
Actually I left one minor
I am currently applying for a mortgage. I know I have a few issues. I make 55k per year and my boyfriend makes 57K per year. I am the one with the bad score and credit card debt. My score is 630 and my debt is about 15K. I also have student loans but the interest rate is less then 1%. Is there any chance we are going to get aprroved?
Actually I left one minor
Anyone done business with 5050loan.com?
Question by : Anyone done business with 5050loan.com?
I am asking this question for a second time, as all of the replies I received during the past several days, nobody seemed to read my question and just started providing links to various bad credit loan companies, payday loan companies, and companies that only fund loans up to $ 1,500. I am not interested in any of these loan companies. So please read my question before submitting your answer(s). Thank you.
In this case, if you have not
I am asking this question for a second time, as all of the replies I received during the past several days, nobody seemed to read my question and just started providing links to various bad credit loan companies, payday loan companies, and companies that only fund loans up to $ 1,500. I am not interested in any of these loan companies. So please read my question before submitting your answer(s). Thank you.
In this case, if you have not
Where is private money found for Real Estate investing?
Question by handsomelittlegentleman: Where is private money found for Real Estate investing?
I'm looking for a private equity type of lending outfit.
While I've heard about private mortgage brokers and such things like that - there is no evidence, none that I have seen, that they actually are out there (though I know they must be)
Being stranded out in the middle of Kansas is making it difficult for me to find any lenders who will work with me. I can work with a >60%LTV and rates as high
I'm looking for a private equity type of lending outfit.
While I've heard about private mortgage brokers and such things like that - there is no evidence, none that I have seen, that they actually are out there (though I know they must be)
Being stranded out in the middle of Kansas is making it difficult for me to find any lenders who will work with me. I can work with a >60%LTV and rates as high
How does financing work for a newer used car?
by eyewashdesign: A. Golden
Question by j: How does financing work for a newer used car?
I bought a car from a Toyota dealership in July. Not one of their makes though, another make. So they said I would need to put a huge downpayment on it, because I have limited credit (I have no bad credit, just limited credit - bullshit because I've had a credit card with HSBC for four years and it has been paid on time!). I sold my current car and put down $ 4,000. $ 13,500 was then financed... at 18%
Question by j: How does financing work for a newer used car?
I bought a car from a Toyota dealership in July. Not one of their makes though, another make. So they said I would need to put a huge downpayment on it, because I have limited credit (I have no bad credit, just limited credit - bullshit because I've had a credit card with HSBC for four years and it has been paid on time!). I sold my current car and put down $ 4,000. $ 13,500 was then financed... at 18%
Do debit cards go towards your credit history?
by Chris Devers
Question by Kai: Do debit cards go towards your credit history?
I've never had an actual credit card before. I've never used checks either. I've only used my debit card from TCF Bank to make purchases. I'm just wondering if that goes towards my credit score / history? Or does that only count for credit cards?
PS: I'm aware that you can use a debit card as credit. I used my debit card as debit for the first year. But for the past 7 months I've been using it as credit. Even
Question by Kai: Do debit cards go towards your credit history?
I've never had an actual credit card before. I've never used checks either. I've only used my debit card from TCF Bank to make purchases. I'm just wondering if that goes towards my credit score / history? Or does that only count for credit cards?
PS: I'm aware that you can use a debit card as credit. I used my debit card as debit for the first year. But for the past 7 months I've been using it as credit. Even
VanCity Credit Union raises line of credit interest rates?
by eyewashdesign: A. Golden
Question by Sparkybc: VanCity Credit Union raises line of credit interest rates?
I posted a question about this about a week ago, but am not getting anymore answers, and have found additional info.
I got a letter from VanCity stating that my original line of credit agreements (I have two, one secured) did not allow them to raise the incremental interest rate. Therefore, they enclosed two amendments to sign allowing them to change the incremental rate up 1% and
Question by Sparkybc: VanCity Credit Union raises line of credit interest rates?
I posted a question about this about a week ago, but am not getting anymore answers, and have found additional info.
I got a letter from VanCity stating that my original line of credit agreements (I have two, one secured) did not allow them to raise the incremental interest rate. Therefore, they enclosed two amendments to sign allowing them to change the incremental rate up 1% and
Rabu, 23 Mei 2012
Are there any lenders who can take a leap of faith and lend me an unsecured personal loan?
Question by Roberta: Are there any lenders who can take a leap of faith and lend me an unsecured personal loan?
I have bad credit due to a divorce and an ex husband that wouldn't work. I'm trying to get my finances straightened out and want to pay off everything I owe and have only one monthly payment. I don't want to pay any fees up front or be scammed. Only legitimate lenders please. If you can help me without money up front, please e-mail me at classycat@windstream.net.
thank
I have bad credit due to a divorce and an ex husband that wouldn't work. I'm trying to get my finances straightened out and want to pay off everything I owe and have only one monthly payment. I don't want to pay any fees up front or be scammed. Only legitimate lenders please. If you can help me without money up front, please e-mail me at classycat@windstream.net.
thank
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