My credit score is 694 and I'm 18. Is that good / bad / average? How can I improve it?

Question by flare_ztx: My credit score is 694 and I'm 18. Is that good / bad / average? How can I improve it?
According to Equifax my score is 694. Neg factors include my first account was opened 7 months ago, I only have 1 credit card and I owe debt on a 100% of my credit cards (not really, it's fully paid off and it probably says that because I let the debt revolve for 3 months before paying it off fullly) and I inquired for credit 8 times in the past 12 months (I was looking to buy a

Loans Bad Credit Loans