Question by sacking24: Mortgage with bad credit and 150K down?
My wife and I are wanting to buy a house. Our credit is not that great. Our credit score is around 600. We have 150,000 for a down payment on a 350,000 home. We are only seeking 250 K mortgage. What's our chances of being approved for a loan and at what rate?
Not 250K, only 200K.
Best answer:
Answer by melif the house is 350, why do you want 250 with 150 down? that's 400k and will send up a flag.
you have almost half
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