Question by Ms.Somebody: Refinancing auto loan?
I've read a lot of Q&A on this topic here but still can't find anything to help. I need to refinance my car or I'm going to end up losing it. I've tried local banks and unions and they all said no. My credit is horrible, I owe about 12,000. My husband lost his job a few months ago and recently took another job with a huge pay cut difference. We just can't afford the payments anymore, we have kids and can not afford to lose the car but can't
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