Question by Jing: 6 years old bad credit questions..?
My husband has a 6 years old bad debt from a CC company. It was write off but still in his credit report. We check his credit report as we wanted to get a home loan through VA. But a few days after, a guy from collection agency calls and wants to collect money from an old debt which they can't even verify. Then, they sent us a collection letter, offering us a monthly installment. But even though we wanted to pay, they charges $ 2,500
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