Where can a person borrow money when they make plenty of money, but have a bad credit score?

by Chris Devers
Question by Daniel D: Where can a person borrow money when they make plenty of money, but have a bad credit score?
My wife's score is better but she has only been working part-time for less than six months and was a homemaker before that, while I have a bad score from the past and have plenty of income and a 3 plus year work history with the same company.
Only looking for maybe $ 5000 to $ 10000 to update home so we can get more out of it and refinance at a better

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