by marsmet461
Question by Stephanie S: How to get my finances back on track? Have a terrible credit score.?
I currently have 2 credit cards and a student loan. I lost my job Nov 2009 so I wasn't able to pay for them. I recently got a new job so I can begin to pay off my debts but because of the length of time they've went unpaid my credit score has gotten so bad that I can't open a checking account.
I arranged a payment plan for one of the cards, which will be a low monthly payment that I
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