How bad in a money situation am I in?

Question by Yep: How bad in a money situation am I in?
I owe about $ 15,000 in student loans and another $ 6,000 in credit card debt. (from book purchases at about $ 500 a semester, two major car repairs at $ 1,000, and other purchases such as gas and other stuff.)

So basically I am close to $ 22,000 in debt. I only have one credit card and rarely use it unless I need it for school related stuff (no fancy tvs, video games, or vacations).

How bad in debt am I? I am 22 years old, just

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