Question by shininginshadows: Can I raise my credit score from 640 from 630 by the end of the year?
By December/January, my credit union will hopefully be willing to give me a new car loan if I maintain good payments. A month after they told me this I paid off all my bad debt left over from job problems and then moving to another state for a better job. All I have left is my student loans which I can easily start paying when they kick in next month and one low-limit credit card which I am
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