Question by Bo: Bad Credit getting back to Good Credit?
Ok right now I have a C.C. with a balance of $ 2,352 that is still with the card company and a Phone bill for $ 1,935 that has gone to collections. Yes these have been non-paid for quite some time, I hit a really ruff patch of life. I am now where I can try and negotiate with the Creditors on taking care of these debts. The C.C. was an original limit of $ 300 so I have racked up $ 2,052 in late charges, etc on it. Anyone know how
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