Asking for advice - Debt, defaulted student loans, being sued by Capital One..?

by Chris Devers
Question by August: Asking for advice - Debt, defaulted student loans, being sued by Capital One..?
Before I start, I want to say that I am not saying any of these things as excuses for my situation, because I take complete responsibility, but I want to give a bit of background.

I grew up in a very abusive home, and made some extremely bad choices. I ran away from home, got into drugs and alcohol, etc.

I did graduate high school, but did not go to college. Later, after I

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