Question by dredizzle: I've been trying to get an auto loan???
I found the vehicle I want to purchase. I am 20 years old. I can comfortably afford the payments. I only have 2 credit cards, with a total of less than $ 600 owed. (lol) I have never financed a vehicle prior to this. The dealer tried getting me a loan with a bank, but they did not approve me because of my lenght of employment. I was at my prior job for a year and a half. How hard is it to get financing through a dealer with bad
Jumat, 25 November 2011
Q&A: When you get gasoline, if you pre-pay for your gas, the pump automatically slows down .25+ cents early. Why?
Question by sic: When you get gasoline, if you pre-pay for your gas, the pump automatically slows down .25+ cents early. Why?
Why does the gas station do this? Is it some kind of punishment for not using their gas credit card or what? lol
Every gas station does it, some worse than others. Please tell me what the point of this is.
Best answer:
Answer by smokeythis is to make sure that the paid for amount is not exceded
Give your answer to this question
Why does the gas station do this? Is it some kind of punishment for not using their gas credit card or what? lol
Every gas station does it, some worse than others. Please tell me what the point of this is.
Best answer:
Answer by smokeythis is to make sure that the paid for amount is not exceded
Give your answer to this question
Q&A: Can I obtain a loan without currently working + bad credit ?
by Sapphireblue
Question by Dylan: Can I obtain a loan without currently working + bad credit ?
Ok... I'm prepared for the flames, cause I definitely have been a financial idiot as of late. But in the past 2 months - I've abused the hell out of my credit cards and have overdrawn my checking account (which is now much worse w/ fees). All total, I need about $ 2,200 to get back on my feet, because right now I'm really struggling. I've been able to pay the rent this month....but I'm getting
Question by Dylan: Can I obtain a loan without currently working + bad credit ?
Ok... I'm prepared for the flames, cause I definitely have been a financial idiot as of late. But in the past 2 months - I've abused the hell out of my credit cards and have overdrawn my checking account (which is now much worse w/ fees). All total, I need about $ 2,200 to get back on my feet, because right now I'm really struggling. I've been able to pay the rent this month....but I'm getting
My credit is good, my husband's bad?
by eyewash
Question by Renee: My credit is good, my husband's bad?
We've been married for a couple of years and in the future want to buy a house - currently saving for a deposit. At the moment we are renting.
The problem:
My credit history is perfect, my husband's is dreadful - I've never had a debt, a loan or anything like that, never owed a penny. But because I've always been such a stickler for never having what I can't afford, I've also never had a credit card ... apparently I should
Question by Renee: My credit is good, my husband's bad?
We've been married for a couple of years and in the future want to buy a house - currently saving for a deposit. At the moment we are renting.
The problem:
My credit history is perfect, my husband's is dreadful - I've never had a debt, a loan or anything like that, never owed a penny. But because I've always been such a stickler for never having what I can't afford, I've also never had a credit card ... apparently I should
Kamis, 24 November 2011
what to do if bad fuel messes up your car?
by SS&SS
Question by Sarah: what to do if bad fuel messes up your car?
last night on the way home from an out of state trip, i stopped to get gas and after i left the station my car died. i had to pay for a taxi, towing, 2 hotel nights, and a 500 dollar car bill....is there anything i can do to get my money back or to sue the gas station? the mechanic said if i didnt put diesel gas in my car (which i know i didnt cuz the handle was a different color), then the gas was just really bad. i
Question by Sarah: what to do if bad fuel messes up your car?
last night on the way home from an out of state trip, i stopped to get gas and after i left the station my car died. i had to pay for a taxi, towing, 2 hotel nights, and a 500 dollar car bill....is there anything i can do to get my money back or to sue the gas station? the mechanic said if i didnt put diesel gas in my car (which i know i didnt cuz the handle was a different color), then the gas was just really bad. i
is it better to get a bad credit autoloan from dealer or online? n which will give me better interest rate. tx?
Question by Robert S: is it better to get a bad credit autoloan from dealer or online? n which will give me better interest rate. tx?
i had real good credit history then i miss 4 months payment on 4 accounts. then 5 & 6 month i sold my car, use my tax refund, borrow some money relatives and Paid everything in full $ 8,000+ with a month and a half. now im 100% debt free...but my credit is went bad due to the 4months i miss. Now i want to get a used car for about $ 13k to rebuild my credit i
i had real good credit history then i miss 4 months payment on 4 accounts. then 5 & 6 month i sold my car, use my tax refund, borrow some money relatives and Paid everything in full $ 8,000+ with a month and a half. now im 100% debt free...but my credit is went bad due to the 4months i miss. Now i want to get a used car for about $ 13k to rebuild my credit i
Gary do you still have the information regarding how to get a non-payday loan for bad credit?
Question by L R: Gary do you still have the information regarding how to get a non-payday loan for bad credit?
I have a low credit score but I can verify my income and I own my home. I don't have any equity in the home yet. I am looking for $ 5000 in which I can make monthly payments up to $ 200 a month on.
Thanks
Best answer:
Answer by bluebellI'm not Gary, but ...
A $ 200 monthly repayment would cover a credit union loan for $ 5000 over 3 years. |It is not a payday loan, and
I have a low credit score but I can verify my income and I own my home. I don't have any equity in the home yet. I am looking for $ 5000 in which I can make monthly payments up to $ 200 a month on.
Thanks
Best answer:
Answer by bluebellI'm not Gary, but ...
A $ 200 monthly repayment would cover a credit union loan for $ 5000 over 3 years. |It is not a payday loan, and
can i lease a car in a dealership with no money? i just got a job but i have bills to pay?
by Chris Devers
Question by jarxer57: can i lease a car in a dealership with no money? i just got a job but i have bills to pay?
can i lease a car in a dealership with no money? i just got a job but i have bills to pay like i would like to walk in and leave with a car but i have bad credit
Best answer:
Answer by tiffany tYou have to have money down.. at least 995 $ to lease,
Know better? Leave your own answer in the
Question by jarxer57: can i lease a car in a dealership with no money? i just got a job but i have bills to pay?
can i lease a car in a dealership with no money? i just got a job but i have bills to pay like i would like to walk in and leave with a car but i have bad credit
Best answer:
Answer by tiffany tYou have to have money down.. at least 995 $ to lease,
Know better? Leave your own answer in the
Social Insurance Fraud (credit card, student loan in my name)?
by SS&SS
Question by : Social Insurance Fraud (credit card, student loan in my name)?
I was curious to see what my credit report was since I am trying to build credit. Turns out someone has been using my social insurance number and got a Esso (gas bar) credit card in my name in 2006 and a student loan in 2008 as well.
I use to work at Esso in 2006 and then moved away asking to have my last cheque sent to my new address which is was not. I could not find any information about the Esso I
Question by : Social Insurance Fraud (credit card, student loan in my name)?
I was curious to see what my credit report was since I am trying to build credit. Turns out someone has been using my social insurance number and got a Esso (gas bar) credit card in my name in 2006 and a student loan in 2008 as well.
I use to work at Esso in 2006 and then moved away asking to have my last cheque sent to my new address which is was not. I could not find any information about the Esso I
Is there a company that will loan money for bad credit?
Question by xparadisex22: Is there a company that will loan money for bad credit?
I am in debt about 6,000 and i have bad credit due to recent family troubles Ive been unable to pay any of my debt. Credit Cards basicly all my money has had to go to my family... unemployment child custody and recently my hours have been cut dramaticly Im looking to consolidate my debt with an affordable monthly payment rather then 100 here 50 here 200 here and so on.. my bank wont loan it to me. Is there a
I am in debt about 6,000 and i have bad credit due to recent family troubles Ive been unable to pay any of my debt. Credit Cards basicly all my money has had to go to my family... unemployment child custody and recently my hours have been cut dramaticly Im looking to consolidate my debt with an affordable monthly payment rather then 100 here 50 here 200 here and so on.. my bank wont loan it to me. Is there a
Is it possible to find a decent place to live with bad credit?
Question by thistlegarden: Is it possible to find a decent place to live with bad credit?
My wife and I were blindsided by the upswing of our adustable rate mortgage last year and had to foreclose. We are law abiding and hard working with a clean background but property owners treat us like a pariah. We two young boys under the age of 3 and want to be in a safe place but it seems like the only things available to people "like us" is in bad areas. Can anyone tell me what options there are for
My wife and I were blindsided by the upswing of our adustable rate mortgage last year and had to foreclose. We are law abiding and hard working with a clean background but property owners treat us like a pariah. We two young boys under the age of 3 and want to be in a safe place but it seems like the only things available to people "like us" is in bad areas. Can anyone tell me what options there are for
Are you in good control of your financial? How many of the following match to your current financial condition
Question by Happy day: Are you in good control of your financial? How many of the following match to your current financial condition
(This question is for those who are at the age 20 or more to answer.)
1. Live paycheck by paycheck.
2. Pay minimum balance on credit card bill.
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...)
4. Can't afford to lose job. (Or, currently unemployed)
5. No medical insurance.
6. Bad credit scores (less than 680)
7. Used to apply for
(This question is for those who are at the age 20 or more to answer.)
1. Live paycheck by paycheck.
2. Pay minimum balance on credit card bill.
3. Making installment payments. (Auto
loan/Student loan/Furniture loan...)
4. Can't afford to lose job. (Or, currently unemployed)
5. No medical insurance.
6. Bad credit scores (less than 680)
7. Used to apply for
I am an exotic dancer with bad credit but I do have a cosigner, can I get a $10000 loan?
by yewenyi
Question by Ki11erBarb1e: I am an exotic dancer with bad credit but I do have a cosigner, can I get a 000 loan?
I work as an exotic dancer and make about $ 500 to $ 1000 a week. I have terrible credit due to my ex-husband ruining it. I have always been very responsible and pay my bills on time, but, unbeknownst to me until our divorce, he was not. He put a lot of things in my name without me knowing, I was naive and too trusting I guess, but long story short, my credit was
Question by Ki11erBarb1e: I am an exotic dancer with bad credit but I do have a cosigner, can I get a 000 loan?
I work as an exotic dancer and make about $ 500 to $ 1000 a week. I have terrible credit due to my ex-husband ruining it. I have always been very responsible and pay my bills on time, but, unbeknownst to me until our divorce, he was not. He put a lot of things in my name without me knowing, I was naive and too trusting I guess, but long story short, my credit was
Q&A: is there a checking account i can open for one dollar with bad credit?
by Greenway Guide
Question by carolyn w: is there a checking account i can open for one dollar with bad credit?
Best answer:
Answer by Gr8 F8ing.com
Know better? Leave your own answer in the
Question by carolyn w: is there a checking account i can open for one dollar with bad credit?
Best answer:
Answer by Gr8 F8ing.com
Know better? Leave your own answer in the
Q&A: Credit Score is this a scam?
Question by G: Credit Score is this a scam?
I applied for Capital One auto refinance, they offer a low APR with good credit I checked my credit score before I submitted my application it was 735, I was approved. While reading the loan documents for final signatures I noticed the credit score they pulled on me was 690 that's 45 points lower than what I see on my report, I immediately called to talk to someone about this and of course I got nothing, the only thing they could do is give a P.O
I applied for Capital One auto refinance, they offer a low APR with good credit I checked my credit score before I submitted my application it was 735, I was approved. While reading the loan documents for final signatures I noticed the credit score they pulled on me was 690 that's 45 points lower than what I see on my report, I immediately called to talk to someone about this and of course I got nothing, the only thing they could do is give a P.O
How do I get a car if I cannot lease, or finance a car?
Question by lmc662004@att.net: How do I get a car if I cannot lease, or finance a car?
I am 18 years old and I am getting my drivers license I have not really establish credit and I have been looking around and ask my parents on who will allow me to lease or finance a car and no one will. It is like having bad credit. What should I do? I can come up with about $ 6000.00 by myself, What can I do?
Best answer:
Answer by SalerioSave up for it and pay cash. That's what I do.
Give your
I am 18 years old and I am getting my drivers license I have not really establish credit and I have been looking around and ask my parents on who will allow me to lease or finance a car and no one will. It is like having bad credit. What should I do? I can come up with about $ 6000.00 by myself, What can I do?
Best answer:
Answer by SalerioSave up for it and pay cash. That's what I do.
Give your
Rabu, 23 November 2011
Would it be a bad idea to borrow from my 401k to settle a credit card debt?
by eyewash
Question by kcgirl: Would it be a bad idea to borrow from my 401k to settle a credit card debt?
I have one credit card left that i really want to pay off, I have about a $ 1000 balance that has been in collections for a while now. Unfortunately money is going to be really tight this year and like i said I really want to pay this off. It is my only card left, so I was wondering if it would be a bad idea to borrow $ 1000 from my 401k to pay it off and just deal with it next year
Question by kcgirl: Would it be a bad idea to borrow from my 401k to settle a credit card debt?
I have one credit card left that i really want to pay off, I have about a $ 1000 balance that has been in collections for a while now. Unfortunately money is going to be really tight this year and like i said I really want to pay this off. It is my only card left, so I was wondering if it would be a bad idea to borrow $ 1000 from my 401k to pay it off and just deal with it next year
i want to get a mortgage but been refused as i dont have credit?
Question by Meme: i want to get a mortgage but been refused as i dont have credit?
i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are there any companys that you know of that will accept me...preferably a 70/30 mortgage? thanks
Best answer:
Answer by max_rochnyMagic, try finding a co signer. Also get a charge card. Capital, Pennys, etc.. to get
i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are there any companys that you know of that will accept me...preferably a 70/30 mortgage? thanks
Best answer:
Answer by max_rochnyMagic, try finding a co signer. Also get a charge card. Capital, Pennys, etc.. to get
anyone know of a reputable institution for people with bad credit to get mortgage financing?
by eyewash
Question by frostytink: anyone know of a reputable institution for people with bad credit to get mortgage financing?
my fiance and i r trying to buy his late grandmothers property, it has been appraised at 160,000 and we want to borrow 180,000 so that we have some extra money for repairs and some extra to save for any unforseen needs. (water heater, furnace repairs etc.) we both filed bankruptcy 4 years ago.
Best answer:
Answer by Alan WWell As a mortgage Banker You have just
Question by frostytink: anyone know of a reputable institution for people with bad credit to get mortgage financing?
my fiance and i r trying to buy his late grandmothers property, it has been appraised at 160,000 and we want to borrow 180,000 so that we have some extra money for repairs and some extra to save for any unforseen needs. (water heater, furnace repairs etc.) we both filed bankruptcy 4 years ago.
Best answer:
Answer by Alan WWell As a mortgage Banker You have just
Is there a checking account online that you can deposit paper checks via mail?
Question by Abimael C: Is there a checking account online that you can deposit paper checks via mail?
I have been denied for a conventional checking account because of bad credit and chexsystems. My employer doesnt offer direct deposit and I need a checking account where I can mail in my paper check to deposit. Does such a thing exist? Thanks
Best answer:
Answer by sassy2Capital One but if you are in the Chexsystem that will not work for you either. Why not just cash your checks a
I have been denied for a conventional checking account because of bad credit and chexsystems. My employer doesnt offer direct deposit and I need a checking account where I can mail in my paper check to deposit. Does such a thing exist? Thanks
Best answer:
Answer by sassy2Capital One but if you are in the Chexsystem that will not work for you either. Why not just cash your checks a
Can I lease a car with this credit?
by Chris Devers
Question by techtwonicz: Can I lease a car with this credit?
I actually would like to lease a car and have a 627 score. I don't know how good credit that may be or how bad, but I do have 4 accounts open and a total revolving balance of over 1500 on them all together. Going to make some major payments this upcoming month to bring them down to about 800 or so all together that is. So is that good enough to lease a car? perhaps with the low financing offers they have? I assume
Question by techtwonicz: Can I lease a car with this credit?
I actually would like to lease a car and have a 627 score. I don't know how good credit that may be or how bad, but I do have 4 accounts open and a total revolving balance of over 1500 on them all together. Going to make some major payments this upcoming month to bring them down to about 800 or so all together that is. So is that good enough to lease a car? perhaps with the low financing offers they have? I assume
Mortgage financing with bad credit?
by eyewash
Question by Shellie L: Mortgage financing with bad credit?
I'm looking to purchase a highrise condominium in downtown Houston next September.
I have what is considered deplorable credit by 99% of rating services, but good enough that I was able to finance a new car through a major lender this past summer. By then I should have well over $ 10k put away.
The average cost of the condos I've had my eye on are anywhere from $ 85-130k and I estimate that I could talk them down $
Question by Shellie L: Mortgage financing with bad credit?
I'm looking to purchase a highrise condominium in downtown Houston next September.
I have what is considered deplorable credit by 99% of rating services, but good enough that I was able to finance a new car through a major lender this past summer. By then I should have well over $ 10k put away.
The average cost of the condos I've had my eye on are anywhere from $ 85-130k and I estimate that I could talk them down $
no job because of bad credit... bad credit because of no job?
by nathangibbs
Question by Will: no job because of bad credit... bad credit because of no job?
Anyone else having this problem? I have a horrible job that barely gives me enough money to pay for gas and food... not enough to pay and credit card bills or phone bills... so i look for a new job, one that pays more so i can pay all my bills... but all employers look at my credit, which isn't that great because i haven't been able to afford to pay them off, and some have been late... so in short,
Question by Will: no job because of bad credit... bad credit because of no job?
Anyone else having this problem? I have a horrible job that barely gives me enough money to pay for gas and food... not enough to pay and credit card bills or phone bills... so i look for a new job, one that pays more so i can pay all my bills... but all employers look at my credit, which isn't that great because i haven't been able to afford to pay them off, and some have been late... so in short,
can a person take a leased car back to the car dealer before lease is up,because both partners are working les?
Question by Sharon W: can a person take a leased car back to the car dealer before lease is up,because both partners are working les?
lease will be up next october 2010, I can't pay payments any longer. If I take it back to the car dealer do I still have to pay payments even if they have the car, and it's in good condition. will I end up with bad credit
Best answer:
Answer by nicoleRead your lease agreement. If you do not fulfill the agreement there are penalties. What those dollar
lease will be up next october 2010, I can't pay payments any longer. If I take it back to the car dealer do I still have to pay payments even if they have the car, and it's in good condition. will I end up with bad credit
Best answer:
Answer by nicoleRead your lease agreement. If you do not fulfill the agreement there are penalties. What those dollar
i have bad credit. where do i get a loan to buy a mobile home with low monthly payment?
Question by redqc23: i have bad credit. where do i get a loan to buy a mobile home with low monthly payment?
Best answer:
Answer by Darth SeditiousObama.
What do you think? Answer
Best answer:
Answer by Darth SeditiousObama.
What do you think? Answer
Q&A: Should I get a walmart credit card?
Question by Angel: Should I get a walmart credit card?
Ok I don't know anything about credit cards. All I have ever had is a debit card. I shop often at walmart. I would like to have a walmart credit card for gas station perks and other advantages. I would never buy anything I didn't have the cash for anyway so I don't know if it would be a good idea or a bad idea. Also do I have to pay for it on months I do not use it?
Best answer:
Answer by R JIt's a start. Developing a payment
Ok I don't know anything about credit cards. All I have ever had is a debit card. I shop often at walmart. I would like to have a walmart credit card for gas station perks and other advantages. I would never buy anything I didn't have the cash for anyway so I don't know if it would be a good idea or a bad idea. Also do I have to pay for it on months I do not use it?
Best answer:
Answer by R JIt's a start. Developing a payment
Q&A: I have horrible credit and can't get a credit card?
by nimboo
Question by Kat: I have horrible credit and can't get a credit card?
I would like to get a credit card for emergencies like gas, prescriptions etc. My credit is terrible from being stupid when i was younger. I can't fix my credit right now because i don't have the money but it would really help me to have a card for emergencies. I can't do one that costs like $ 200 to start, that just defeats the purpose.
Does anyone know of a place that does credit cards for people with bad
Question by Kat: I have horrible credit and can't get a credit card?
I would like to get a credit card for emergencies like gas, prescriptions etc. My credit is terrible from being stupid when i was younger. I can't fix my credit right now because i don't have the money but it would really help me to have a card for emergencies. I can't do one that costs like $ 200 to start, that just defeats the purpose.
Does anyone know of a place that does credit cards for people with bad
is it easier to get financing for a used car or a new car with bad credit?
Question by barluck25: is it easier to get financing for a used car or a new car with bad credit?
Best answer:
Answer by txhypnotistA new car, because the dealer has the ability to buy down the interest rates on new cars.
Add your own answer in the
Best answer:
Answer by txhypnotistA new car, because the dealer has the ability to buy down the interest rates on new cars.
Add your own answer in the
Selasa, 22 November 2011
My fiance has bad credit. I have been approved for a mortgage. Should I add him to the mortgage?
Question by Shirley F: My fiance has bad credit. I have been approved for a mortgage. Should I add him to the mortgage?
Will the rate increase if I add him to the mortgage after I have been approved and made a few payments? We make close to the same money and he will be paying at least half of the mortgage loan. I want him to be co-owner of the house even though he has 30K in credit card debt.
Best answer:
Answer by LRDon't put him on without consulting an attorney. I don't know about
Will the rate increase if I add him to the mortgage after I have been approved and made a few payments? We make close to the same money and he will be paying at least half of the mortgage loan. I want him to be co-owner of the house even though he has 30K in credit card debt.
Best answer:
Answer by LRDon't put him on without consulting an attorney. I don't know about
Preparing for Auto Loan in future?
Question by Sarah B: Preparing for Auto Loan in future?
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500's right now, and husbands is in low-mid 600's. I'm trying to pay off some of my credit card debt (I have 3 cards with about 2300.00 in debt), and our secured installment loans (have 4, at around 4000). We only like around 5 more months to have the installment loans paid off and the cc debt paid down (not off). I'm
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500's right now, and husbands is in low-mid 600's. I'm trying to pay off some of my credit card debt (I have 3 cards with about 2300.00 in debt), and our secured installment loans (have 4, at around 4000). We only like around 5 more months to have the installment loans paid off and the cc debt paid down (not off). I'm
I am confused on all the "credit" and "debt" thing?
by eyewash
Question by j: I am confused on all the "credit" and "debt" thing?
Well first, my mom is an evil person, she made my grandma's credit horrible as well as my dad's. And I'm wandering if I have a credit automcatially? I'm 15 years old and I'm scared she would use my name as an account or whatever and start borrowing money with it. Is that possible? My dad keeps telling me its not but idk I've heard stories that parents would make their kid an account and borrow their money making
Question by j: I am confused on all the "credit" and "debt" thing?
Well first, my mom is an evil person, she made my grandma's credit horrible as well as my dad's. And I'm wandering if I have a credit automcatially? I'm 15 years old and I'm scared she would use my name as an account or whatever and start borrowing money with it. Is that possible? My dad keeps telling me its not but idk I've heard stories that parents would make their kid an account and borrow their money making
What's the best website for people with bad credit to buy computers?
Question by Nate: What's the best website for people with bad credit to buy computers?
What's a good site where someone with bad credit can make payments using their checking account on a new computer? It's for my friend. He was thinking of trying Blue Hippo, or MCC (My Computer Club). Anyone out there gotten a computer this way? If so, what was your experience like? Any suggestions?
Best answer:
Answer by Brad RDell.com will finance you w/ bad credit. Automated application. They tell
What's a good site where someone with bad credit can make payments using their checking account on a new computer? It's for my friend. He was thinking of trying Blue Hippo, or MCC (My Computer Club). Anyone out there gotten a computer this way? If so, what was your experience like? Any suggestions?
Best answer:
Answer by Brad RDell.com will finance you w/ bad credit. Automated application. They tell
If a person is unable to get a Mortgage loan due to bad credit and, existing debts.......?
by Renegade98
Question by ARTY: If a person is unable to get a Mortgage loan due to bad credit and, existing debts.......?
Will the interest rate still be high when the existing debts are paid off and, finally is eligibly for a Mortgage loan?
Best answer:
Answer by RealtyyoudefineIf the person is able to qualify for a mortgage, they will pay high interest rates and need a lot of cash for a down payment.
The rate does not automatically change when the credit is repaired, because you have
Question by ARTY: If a person is unable to get a Mortgage loan due to bad credit and, existing debts.......?
Will the interest rate still be high when the existing debts are paid off and, finally is eligibly for a Mortgage loan?
Best answer:
Answer by RealtyyoudefineIf the person is able to qualify for a mortgage, they will pay high interest rates and need a lot of cash for a down payment.
The rate does not automatically change when the credit is repaired, because you have
I closed all accts, paid wifes 40k in debt in 5 yrs, still bad credit, cant even get a 1000 cc to build credit
Question by mkimble65: I closed all accts, paid wifes 40k in debt in 5 yrs, still bad credit, cant even get a 1000 cc to build credit
I know there are those that would say not to pay it, but I manned up and paid my debt. For 5 years I sat at home, did nothing but work and pay. Now I need a car, bank turned me down with a 600 score, can't even get a 1000 cc to charge gas and food and pay off each month - even after arguing that I need it only to move forward and establish credit. I have
I know there are those that would say not to pay it, but I manned up and paid my debt. For 5 years I sat at home, did nothing but work and pay. Now I need a car, bank turned me down with a 600 score, can't even get a 1000 cc to charge gas and food and pay off each month - even after arguing that I need it only to move forward and establish credit. I have
Why do you need good credit to buy stock?
by eyewash
Question by joshcreek2002: Why do you need good credit to buy stock?
I recently applied for an account with TD Waterhouse because I wanted to try and make some extra money through the stock market. I then receive a letter a few days later stating that my account was closed due to bad credit. The company is not taking any risk on me investing my money. They are not extending me a line of credit and the fees would come out of the money deposited. Its not like the phone company
Question by joshcreek2002: Why do you need good credit to buy stock?
I recently applied for an account with TD Waterhouse because I wanted to try and make some extra money through the stock market. I then receive a letter a few days later stating that my account was closed due to bad credit. The company is not taking any risk on me investing my money. They are not extending me a line of credit and the fees would come out of the money deposited. Its not like the phone company
Q&A: Please help! Someone who knows about poor credit car loans.?
Question by nursenurse13: Please help! Someone who knows about poor credit car loans.?
My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get
My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get
Preparing for Auto Loan?
Question by Sarah B: Preparing for Auto Loan?
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500's right now, and husbands is in low-mid 600's. I'm trying to pay off some of my credit card debt (I have 3 cards with about 2300.00 in debt), and our secured installment loans (have 4, at around 4000). We only like around 5 more months to have the installment loans paid off and the cc debt paid down (not off). I'm trying to do
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500's right now, and husbands is in low-mid 600's. I'm trying to pay off some of my credit card debt (I have 3 cards with about 2300.00 in debt), and our secured installment loans (have 4, at around 4000). We only like around 5 more months to have the installment loans paid off and the cc debt paid down (not off). I'm trying to do
How can I book a vacation to LA with very limited funds and bad credit? It's to visit my long lost brother.
Question by jennh: How can I book a vacation to LA with very limited funds and bad credit? It's to visit my long lost brother.
I have just found my brother after thirty two years, I live in WV and he lives in LA. He is going to be on vacation in August and wants me, my husband, and two children to fly out there so he can meet us and take the kids to Disneyland. It's going to cost $ 2500 with hotel, car, air, and tickets to Disney. That's a really good deal, but I cannot have the money
I have just found my brother after thirty two years, I live in WV and he lives in LA. He is going to be on vacation in August and wants me, my husband, and two children to fly out there so he can meet us and take the kids to Disneyland. It's going to cost $ 2500 with hotel, car, air, and tickets to Disney. That's a really good deal, but I cannot have the money
Q&A: Did I get a good deal on this mortgage????
Question by Celz: Did I get a good deal on this mortgage????
I want to know what is the best deal I can work out with my loan officer or if I should see anyone else before accepting this offer. I was pre-approved for a $ 350,000 FHA Mortgage, 30 year fixed, with 6.5% interest rate, 2 points and a 5% seller concession. I have heard that this is not a great deal. If I did not have 2 points would that money for that 2 points be put towards the mortgage? I would like to know what I can
I want to know what is the best deal I can work out with my loan officer or if I should see anyone else before accepting this offer. I was pre-approved for a $ 350,000 FHA Mortgage, 30 year fixed, with 6.5% interest rate, 2 points and a 5% seller concession. I have heard that this is not a great deal. If I did not have 2 points would that money for that 2 points be put towards the mortgage? I would like to know what I can
Q&A: Is it bad to pay off credit cards in one payment?
by eyewash
Question by Brooke: Is it bad to pay off credit cards in one payment?
I have credit cards that I want to pay off. I always have a problem keeping up with the monthly payment because something always happens or someone wants to borrow the money. So I was wondering if I should just pay off the whole amount at one time?
Best answer:
Answer by HuntsmanHow to get top scores (with time)
Use your card for small things you need like food or gas and pay in full when you get the bill
Question by Brooke: Is it bad to pay off credit cards in one payment?
I have credit cards that I want to pay off. I always have a problem keeping up with the monthly payment because something always happens or someone wants to borrow the money. So I was wondering if I should just pay off the whole amount at one time?
Best answer:
Answer by HuntsmanHow to get top scores (with time)
Use your card for small things you need like food or gas and pay in full when you get the bill
Q&A: Anybody know of a good credit card or loan on the Internet for people with bad credit.?
by Chris Devers
Question by luvmykids0114: Anybody know of a good credit card or loan on the Internet for people with bad credit.?
I am looking for a card or a loan that i can get without haveing to have a checking account or great credit. I have found all the ones that require money up front or the ones that give you like two hundred dollars nad by the time they get through taking fees out you are left with like 70 dollars to spend. If anyone has found a card that does not do this please
Question by luvmykids0114: Anybody know of a good credit card or loan on the Internet for people with bad credit.?
I am looking for a card or a loan that i can get without haveing to have a checking account or great credit. I have found all the ones that require money up front or the ones that give you like two hundred dollars nad by the time they get through taking fees out you are left with like 70 dollars to spend. If anyone has found a card that does not do this please
Senin, 21 November 2011
Q&A: HELP!! HELP!! HELP!!...want to finance a cheap car but BAD credit!!!?
Question by kymvalant: HELP!! HELP!! HELP!!...want to finance a cheap car but BAD credit!!!?
i passed my test three months ago and want to finance a car and finding it very difficult...where could i get one from who deals with people who have bad credit?????????
thanks alot xx
Best answer:
Answer by melJD byrider
Know better? Leave your own answer in the
i passed my test three months ago and want to finance a car and finding it very difficult...where could i get one from who deals with people who have bad credit?????????
thanks alot xx
Best answer:
Answer by melJD byrider
Know better? Leave your own answer in the
Student Loan Debts Can be Considered the Same as Highway Robbery?
Question by American Citizen: Student Loan Debts Can be Considered the Same as Highway Robbery?
Why can't students debt loans be financially stabilized in regards to the amount owed, due, and paid back? Why should it continue to be legal for the interest rates of student loans to continuously be endlessly added to the principal amount of any student loan? For example: Even if you consolidate your loans another creditor automatically purchases your student loans and pays back your debt to
Why can't students debt loans be financially stabilized in regards to the amount owed, due, and paid back? Why should it continue to be legal for the interest rates of student loans to continuously be endlessly added to the principal amount of any student loan? For example: Even if you consolidate your loans another creditor automatically purchases your student loans and pays back your debt to
How to buy a USED car with bad credit?
Question by culley230: How to buy a USED car with bad credit?
My husband and I desperately need a new vehicle with the new baby coming. We're looking to purchase a 1995-2000 Suburban. Our credit is considered "bad" but it's not bad because of credit cards, or loans.
Can anyone suggest a lending company that is not FRAUDULENT, and that will help us keep our payments no higher than $ 150/monthly.
Any suggestions, or tips is greatly appreciated.
It is also possible we could trade in our
My husband and I desperately need a new vehicle with the new baby coming. We're looking to purchase a 1995-2000 Suburban. Our credit is considered "bad" but it's not bad because of credit cards, or loans.
Can anyone suggest a lending company that is not FRAUDULENT, and that will help us keep our payments no higher than $ 150/monthly.
Any suggestions, or tips is greatly appreciated.
It is also possible we could trade in our
Info on Auto Repos in Texas please.?
Question by hd112596: Info on Auto Repos in Texas please.?
If your goal is to judge, please don't post to this.
With that said, I would like some helpful answers concerning an auto repo in Texas. I had to let the car go back about 8 months ago. It was voluntary. I got divorced and just couldn't afford it any longer. I tried several options to sell, refinance, etc, with no luck. So now I'm getting calls about the unpaid balance, which I expected, but I'm looking for information on what can
If your goal is to judge, please don't post to this.
With that said, I would like some helpful answers concerning an auto repo in Texas. I had to let the car go back about 8 months ago. It was voluntary. I got divorced and just couldn't afford it any longer. I tried several options to sell, refinance, etc, with no luck. So now I'm getting calls about the unpaid balance, which I expected, but I'm looking for information on what can
do you have more of a chance financing a car through a local credit union?
by eyewash
Question by Nate: do you have more of a chance financing a car through a local credit union?
im trying to finance a vehicle with bad credit, i have been searching online through autotrader.com and found a local dealer and i emailed him about financing and he said they do financing through a local credit union and to come in. so im asking is this similiar to a buy here pay here and do i have more of a chance getting financing?
Best answer:
Answer by NNo. Credit unions are very
Question by Nate: do you have more of a chance financing a car through a local credit union?
im trying to finance a vehicle with bad credit, i have been searching online through autotrader.com and found a local dealer and i emailed him about financing and he said they do financing through a local credit union and to come in. so im asking is this similiar to a buy here pay here and do i have more of a chance getting financing?
Best answer:
Answer by NNo. Credit unions are very
Q&A: How can I get a loan to buy a home with bad credit and little money down ?
by Renegade98
Question by angel: How can I get a loan to buy a home with bad credit and little money down ?
years ago I purchased a 2 BR mobile home. The interest rate of the loan was at 18%.The total amount borrowed was 32,000.00. After 2 years I had another child now making the home too small and after 4 years of making all my monthly payments in full and on time, I realized I was getting no where fast. So I decided to file for chapter 13 bankruptcy which would consolidated the amount of
Question by angel: How can I get a loan to buy a home with bad credit and little money down ?
years ago I purchased a 2 BR mobile home. The interest rate of the loan was at 18%.The total amount borrowed was 32,000.00. After 2 years I had another child now making the home too small and after 4 years of making all my monthly payments in full and on time, I realized I was getting no where fast. So I decided to file for chapter 13 bankruptcy which would consolidated the amount of
Bad credit and cannot get checking account. Please read.?
Question by Sheila: Bad credit and cannot get checking account. Please read.?
I had bad luck and now bad credit. However I am not on the Chex list. Is there a bank that will allow me to open up a checking account with actual checks and perhaps a debit card. I am not trying to borrow money, I just want to use what little I have accumulated to pay my bills as opposed to driving around and paying them in person. Any ideas?
Best answer:
Answer by revengeTry a small bank or credit union
I had bad luck and now bad credit. However I am not on the Chex list. Is there a bank that will allow me to open up a checking account with actual checks and perhaps a debit card. I am not trying to borrow money, I just want to use what little I have accumulated to pay my bills as opposed to driving around and paying them in person. Any ideas?
Best answer:
Answer by revengeTry a small bank or credit union
where can i get an unsecured personal loan with bad credit?
by marsmet461
Question by Roberta: where can i get an unsecured personal loan with bad credit?
I don't want any scammers or companies that aren't legitimate.
If someone would just give me a chance you will NOT be sorry. Once I pay everything off, you can take the monthly payments right out of my checking account. I'm looking to borrow $ 17000. Are there any takers willing to take a leap of faith to make some money off the interest on the loan?
Best answer:
Answer by Wayne ZYou
Question by Roberta: where can i get an unsecured personal loan with bad credit?
I don't want any scammers or companies that aren't legitimate.
If someone would just give me a chance you will NOT be sorry. Once I pay everything off, you can take the monthly payments right out of my checking account. I'm looking to borrow $ 17000. Are there any takers willing to take a leap of faith to make some money off the interest on the loan?
Best answer:
Answer by Wayne ZYou
Need to upgrade Jeep. Can I refinance my loan to include those upgrades?
Question by Elephant rider: Need to upgrade Jeep. Can I refinance my loan to include those upgrades?
Hello.
I have a few questions about re-financing an auto loan. I have a Jeep Wrangler that I want to upgrade (suspension and tires etc.). Now, I have a loan with Chrysler which I owe about $ 15,000 currently.
Would I be able to re-finance my loan for, say, $ 18,000 (with another bank, loaner, or even Chrysler) to cover the charges of those upgrades? And just have my monthly payment
Hello.
I have a few questions about re-financing an auto loan. I have a Jeep Wrangler that I want to upgrade (suspension and tires etc.). Now, I have a loan with Chrysler which I owe about $ 15,000 currently.
Would I be able to re-finance my loan for, say, $ 18,000 (with another bank, loaner, or even Chrysler) to cover the charges of those upgrades? And just have my monthly payment
HELP! Is it bad for my credit if I have more than one checking account open? Also, I don't need...?
by Greenway Guide
Question by Silly Chilly: HELP! Is it bad for my credit if I have more than one checking account open? Also, I don't need...?
a couple of the accounts anymore, but does it look bad if accounts are opened and closed too quickly? Should I just keep all of them open for awhile, would that be better? Or does it not matter either way. Please help thanks so much
Best answer:
Answer by MadforMACChecking accounts have nothing to do with credit. Credit cards have to do with
Question by Silly Chilly: HELP! Is it bad for my credit if I have more than one checking account open? Also, I don't need...?
a couple of the accounts anymore, but does it look bad if accounts are opened and closed too quickly? Should I just keep all of them open for awhile, would that be better? Or does it not matter either way. Please help thanks so much
Best answer:
Answer by MadforMACChecking accounts have nothing to do with credit. Credit cards have to do with
Can my name be added to a car lease after paperwork has been signed?
Question by Amy: Can my name be added to a car lease after paperwork has been signed?
My boyfriend leased a car about a week ago. He applied in his name alone b/c we were afraid with my bad credit that the loan would not be the best interest rate. Can I be added to the lease at this point to improve my credit rating even though the loan has already been approved only in his name?
Best answer:
Answer by Expert RealtorNo, because they didn't give the loan to you, they gave it to him.
You
My boyfriend leased a car about a week ago. He applied in his name alone b/c we were afraid with my bad credit that the loan would not be the best interest rate. Can I be added to the lease at this point to improve my credit rating even though the loan has already been approved only in his name?
Best answer:
Answer by Expert RealtorNo, because they didn't give the loan to you, they gave it to him.
You
Fraud victim - now bad credit emerges?
Question by Curious Cat: Fraud victim - now bad credit emerges?
In 2003 my purse was stolen and the theives had their way with a few credit cards and my checking accounts. All of my credit cards and one bank account waived all transactions I didn't create. One bank had a bad check and tried to collect from me, I sent them all documentation, police report, the closed account paperwork from my branch, etc. They said the check was written at Sprint (cell phone) and they verified I was a Sprint
In 2003 my purse was stolen and the theives had their way with a few credit cards and my checking accounts. All of my credit cards and one bank account waived all transactions I didn't create. One bank had a bad check and tried to collect from me, I sent them all documentation, police report, the closed account paperwork from my branch, etc. They said the check was written at Sprint (cell phone) and they verified I was a Sprint
I have bad credit but need a decent credit card to help rebuild my on time payments.?
by eyewash
Question by Mrs.MJD: I have bad credit but need a decent credit card to help rebuild my on time payments.?
I've seen the Orchard Bank cards and they require a $ 200 security deposit. Do I get that back at some point? I want to use the card for simple purchases, such as gas or my cell phone, that I know I can pay off quickly. I want to pay my balance in full each month and start rebuilding my credit.
I currently don't pay anything each month, except for my car insurance and cell
Question by Mrs.MJD: I have bad credit but need a decent credit card to help rebuild my on time payments.?
I've seen the Orchard Bank cards and they require a $ 200 security deposit. Do I get that back at some point? I want to use the card for simple purchases, such as gas or my cell phone, that I know I can pay off quickly. I want to pay my balance in full each month and start rebuilding my credit.
I currently don't pay anything each month, except for my car insurance and cell
Minggu, 20 November 2011
Due to bad credit I was recently rejected for checking or saving account? Can somebody help me out?
Question by Jean Smith: Due to bad credit I was recently rejected for checking or saving account? Can somebody help me out?
Best answer:
Answer by Warrior PoetTry a credit union.
Add your own answer in the
Best answer:
Answer by Warrior PoetTry a credit union.
Add your own answer in the
Is there any kind of car financing you can get with a student income (loans and grants) and bad credit?
Question by Christine: Is there any kind of car financing you can get with a student income (loans and grants) and bad credit?
After tuition I get like 16,000 a year. I may have a 2k down payment. Anywhere I can get a car (any price) financed.
Best answer:
Answer by STEWIESure, pay cash.
Add your own answer in the
After tuition I get like 16,000 a year. I may have a 2k down payment. Anywhere I can get a car (any price) financed.
Best answer:
Answer by STEWIESure, pay cash.
Add your own answer in the
Car finance with bad credit?
Question by ignyte: Car finance with bad credit?
If I wanted a car that was 26,000 and I put 5,000.00 down but my fico was in the 550s?? is this possible??
Best answer:
Answer by Pedro Swith that much down probably. Just because you get turned down at one place dont give up..Maybe your job has a credit union..or go to a buy here/pay here.
Give your answer to this question
If I wanted a car that was 26,000 and I put 5,000.00 down but my fico was in the 550s?? is this possible??
Best answer:
Answer by Pedro Swith that much down probably. Just because you get turned down at one place dont give up..Maybe your job has a credit union..or go to a buy here/pay here.
Give your answer to this question
Q&A: My lease is up next year I want to move to a house, I have bad credit.what should I do to prepare?
Question by Jason L: My lease is up next year I want to move to a house, I have bad credit.what should I do to prepare?
I will be finished paying on my car by then and I will have an extra $ 300 per month. Should I save the money for a downpayment, or pay off some bills with it. I am very confused anybody out there got some answers?
Best answer:
Answer by JoeYou should buy a refrigerator and start decorating the box.
Add your own answer in the
I will be finished paying on my car by then and I will have an extra $ 300 per month. Should I save the money for a downpayment, or pay off some bills with it. I am very confused anybody out there got some answers?
Best answer:
Answer by JoeYou should buy a refrigerator and start decorating the box.
Add your own answer in the
Whats the best national bank for people w/ bad credit?
Question by dcpromoter: Whats the best national bank for people w/ bad credit?
Do banks normally check credit w/ new checking account?
Best answer:
Answer by Da Proven Sh*tBANK OF AMERICA OR WASHINGTON MUTUAL.
Add your own answer in the
Do banks normally check credit w/ new checking account?
Best answer:
Answer by Da Proven Sh*tBANK OF AMERICA OR WASHINGTON MUTUAL.
Add your own answer in the
Is it possible to finance a car with bad credit and a small down payment?
by Renegade98
Question by -Wreck: Is it possible to finance a car with bad credit and a small down payment?
I am really getting killed by the transportation arrangement i have set up now. Let me put it this way, i am paying close to 600 dollars a month, including insurance, for a car that is worth less than 10,000. I CAN save up for a down payment or just used car but with my staggering payments it would take me about a year or more to build up a respectable DP. I need to really be saving
Question by -Wreck: Is it possible to finance a car with bad credit and a small down payment?
I am really getting killed by the transportation arrangement i have set up now. Let me put it this way, i am paying close to 600 dollars a month, including insurance, for a car that is worth less than 10,000. I CAN save up for a down payment or just used car but with my staggering payments it would take me about a year or more to build up a respectable DP. I need to really be saving
Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what?
by eyewash
Question by Tonto: Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what?
We filed BK-7 in Kansas b4 the new laws took effect. Our attorney knew we wanted 2 reaffirm our home loan and we signed the Stmt of Intent form and it is noted in the creditor matrix. After we rcv'd a discharge we assumed our home loan was reaffirmed. WRONG! The ball got dropped by our attny and/or Wells Fargo so the loan got DISCHARGED in error.
Question by Tonto: Mortgage loan not reaffirmed in bankruptcy by lawyer error. This makes our credit rating even worse-now what?
We filed BK-7 in Kansas b4 the new laws took effect. Our attorney knew we wanted 2 reaffirm our home loan and we signed the Stmt of Intent form and it is noted in the creditor matrix. After we rcv'd a discharge we assumed our home loan was reaffirmed. WRONG! The ball got dropped by our attny and/or Wells Fargo so the loan got DISCHARGED in error.
Q&A: Why do you borrow money?
by Sandy Austin
Question by Peilthetraveler: Why do you borrow money?
I see on here all the time people who are deep in debt with bad credit asking where they can get loans....why do they do this? I have no debt and absolutely do not want to borrow money ever. If i dont have the money, i dont buy it. If i owe someone money and I dont have the money...they are not getting paid until I have the money saved, its that simple! Why do people feel so desperate to pay creditors that they will go
Question by Peilthetraveler: Why do you borrow money?
I see on here all the time people who are deep in debt with bad credit asking where they can get loans....why do they do this? I have no debt and absolutely do not want to borrow money ever. If i dont have the money, i dont buy it. If i owe someone money and I dont have the money...they are not getting paid until I have the money saved, its that simple! Why do people feel so desperate to pay creditors that they will go
obamas home refinance option do i qualify?
Question by alley: obamas home refinance option do i qualify?
okay this is my situation, i am going through a divorce and i have a lot of debt, i purchased my home about 2 years ago with only me on the loan when i was in real estate and had a healthy income. my husband has bad credit and both vehicles financed in my name, credit cards, etc. now i have had to get a desk job making very little money, my house payment is $ 1800 per month and i am only making about $ 1600 per month, i have
okay this is my situation, i am going through a divorce and i have a lot of debt, i purchased my home about 2 years ago with only me on the loan when i was in real estate and had a healthy income. my husband has bad credit and both vehicles financed in my name, credit cards, etc. now i have had to get a desk job making very little money, my house payment is $ 1800 per month and i am only making about $ 1600 per month, i have
Closing a credit card account bad for credit score?
by eyewash
Question by τεκνον θεου: Closing a credit card account bad for credit score?
I have a problem with credit cards, and recently paid off a maxed out card with a VERY large credit limit with help from my parents. I would like to close the account so I can't use it again, but I've heard that this will have a negative effect on my credit rating. Is this true, and if so how much of a negative effect? I'm trying to weigh the risk of me caving and racking up more debt vs. the
Question by τεκνον θεου: Closing a credit card account bad for credit score?
I have a problem with credit cards, and recently paid off a maxed out card with a VERY large credit limit with help from my parents. I would like to close the account so I can't use it again, but I've heard that this will have a negative effect on my credit rating. Is this true, and if so how much of a negative effect? I'm trying to weigh the risk of me caving and racking up more debt vs. the
Is there anything I can do to protect my credit?
Question by Aaron: Is there anything I can do to protect my credit?
The easiest way to put it, is that my father is a prick. Before my brother was 18, we got into a little financial trouble. My dad basically applied for 3 gas cards, and a few credit cards under his name. However, at this time, my brother was only 17 1/2 and I have no idea how he managed to do that. Anyways, my brother is stuck with paying off $ 4,000 and is facing bad credit. This was also done behind my brother's back but
The easiest way to put it, is that my father is a prick. Before my brother was 18, we got into a little financial trouble. My dad basically applied for 3 gas cards, and a few credit cards under his name. However, at this time, my brother was only 17 1/2 and I have no idea how he managed to do that. Anyways, my brother is stuck with paying off $ 4,000 and is facing bad credit. This was also done behind my brother's back but
Where can I find a lender who will loan me $15,000 with bad credit (with a credit score around 630)?
Question by Michael M: Where can I find a lender who will loan me ,000 with bad credit (with a credit score around 630)?
I want to take a 6 week trip to Europe for relaxation and research purposes. Any remaining money will be invested in my business. I can afford the monthly payments, but in 2008 my perfect credit went sour with the rest of the US economy, but I have now improved.
Best answer:
Answer by LarkieAre you employed? Do you have collateral? If so, you might be able to find
I want to take a 6 week trip to Europe for relaxation and research purposes. Any remaining money will be invested in my business. I can afford the monthly payments, but in 2008 my perfect credit went sour with the rest of the US economy, but I have now improved.
Best answer:
Answer by LarkieAre you employed? Do you have collateral? If so, you might be able to find
If my boyfriend leases a car for me is there any way my name can be on the car too?
by Chris Devers
Question by Delilah: If my boyfriend leases a car for me is there any way my name can be on the car too?
I have bad credit, therefore, no one lease me a car.. my boyfriend is willing to lease a car for me. Ofcourse, I am puttingt the down payment and going to pay the monthy payments. I am just worried if something happens in the future I dont get stuck with the car. What can i do to protect myself?
Best answer:
Answer by How ya doinWell its a lease so in 3 years its up
Question by Delilah: If my boyfriend leases a car for me is there any way my name can be on the car too?
I have bad credit, therefore, no one lease me a car.. my boyfriend is willing to lease a car for me. Ofcourse, I am puttingt the down payment and going to pay the monthy payments. I am just worried if something happens in the future I dont get stuck with the car. What can i do to protect myself?
Best answer:
Answer by How ya doinWell its a lease so in 3 years its up
Q&A: What car finance company gves loans on bad credit but perfect car payment history.?
Question by daisy_77375: What car finance company gves loans on bad credit but perfect car payment history.?
My mom was financed through Honda two cars paid perfect never late nothing. The home I live in is in her name. We fell behind last year due to the arm loan. we are now caught back up but she just got a letter from honda saying they wont finance her again and her lease is up in july. I have been working on my credit and its getting better. Not sure if I can cosign for her if I can I
My mom was financed through Honda two cars paid perfect never late nothing. The home I live in is in her name. We fell behind last year due to the arm loan. we are now caught back up but she just got a letter from honda saying they wont finance her again and her lease is up in july. I have been working on my credit and its getting better. Not sure if I can cosign for her if I can I
Sabtu, 19 November 2011
I have bad credit but am current on my mortgage do i qualify for a streamline FHA refinance.?
by YoTuT
Question by Joey: I have bad credit but am current on my mortgage do i qualify for a streamline FHA refinance.?
My interest rate is 8 %.Never declared bankruptcy and did go through the foreclosure process a couple of years ago.
Best answer:
Answer by AnjellIf you've been discharged from your bankruptcy then yes. However if you haven't been discharged yet it will show as outstanding on your credit report and you will not likely qualify for a FHA refinance.
What do you think?
Question by Joey: I have bad credit but am current on my mortgage do i qualify for a streamline FHA refinance.?
My interest rate is 8 %.Never declared bankruptcy and did go through the foreclosure process a couple of years ago.
Best answer:
Answer by AnjellIf you've been discharged from your bankruptcy then yes. However if you haven't been discharged yet it will show as outstanding on your credit report and you will not likely qualify for a FHA refinance.
What do you think?
Q&A: good credit cards for people with bad credit?
by marsmet461
Question by Baby: good credit cards for people with bad credit?
there are some cards for people with bad credit but they have a lot of hidden fees like start up fee process fee monthly fee i was wondering if they were ones that didn't have so many charges on it before you even use it. we want to pay off somethings and just make one monthly payment but our credit is bad so help please....or do you know any places that will give loans to people with bad credit?? please
Question by Baby: good credit cards for people with bad credit?
there are some cards for people with bad credit but they have a lot of hidden fees like start up fee process fee monthly fee i was wondering if they were ones that didn't have so many charges on it before you even use it. we want to pay off somethings and just make one monthly payment but our credit is bad so help please....or do you know any places that will give loans to people with bad credit?? please
Q&A: Can a joint checking account affect your personal credit score?
Question by michael a: Can a joint checking account affect your personal credit score?
I was recently married and my wife has a bad penchant for overdrawing funds from our checking. I am still in college and do not want to graduate with a bad credit score or history.
Best answer:
Answer by Babyyes , been there done it.nb
Know better? Leave your own answer in the
I was recently married and my wife has a bad penchant for overdrawing funds from our checking. I am still in college and do not want to graduate with a bad credit score or history.
Best answer:
Answer by Babyyes , been there done it.nb
Know better? Leave your own answer in the
How does leasing a car work?
Question by Happy Little Trees: How does leasing a car work?
Can you do it with bad credit?
What exactly are you signing?
Best answer:
Answer by bradlandrethYou sign a bunch of papers then end up owing more than the car is worth.
Add your own answer in the
Can you do it with bad credit?
What exactly are you signing?
Best answer:
Answer by bradlandrethYou sign a bunch of papers then end up owing more than the car is worth.
Add your own answer in the
I have really bad credit and I need to get a car. Is there anyway I can finance a car with horrible credit?
Question by Juanita C: I have really bad credit and I need to get a car. Is there anyway I can finance a car with horrible credit?
I have a consumer credit counseling or something like that showing on my credit report. Help me out I need a car!
Best answer:
Add your own answer in the
I have a consumer credit counseling or something like that showing on my credit report. Help me out I need a car!
Best answer:
Add your own answer in the
Are there any hard money lenders for people with bad credit and 100% equity?
by eyewash
Question by Eric: Are there any hard money lenders for people with bad credit and 100% equity?
We own a triplex in Indiana with no mortgage. We want to borrow against the equity but can't find anyone to work with. The property is valued at about $ 70,000 (zillow) and we need about $ 30-35,000. Due to past financial difficulties our credit is not good (under 600). I'm frustrated that I can't find anyone who will lend money based on the value of the property. It seems like a
Question by Eric: Are there any hard money lenders for people with bad credit and 100% equity?
We own a triplex in Indiana with no mortgage. We want to borrow against the equity but can't find anyone to work with. The property is valued at about $ 70,000 (zillow) and we need about $ 30-35,000. Due to past financial difficulties our credit is not good (under 600). I'm frustrated that I can't find anyone who will lend money based on the value of the property. It seems like a
Q&A: Applied to refiniance auto loan got denied because i have no open auto loan?
Question by Albert s: Applied to refiniance auto loan got denied because i have no open auto loan?
So wut do I refiniance it as? I guess my loan is from a 2nd hand bank people with bad or building credit. So wut would I refinance it as? Thanks
I do still owe. It just saying it's nt an auto loan??
Best answer:
Answer by Dixie Darlin'In order to refinance an auto loan, you have to currently owe on the auto.
If your car is paid off, then you want a personal loan using the car as
So wut do I refiniance it as? I guess my loan is from a 2nd hand bank people with bad or building credit. So wut would I refinance it as? Thanks
I do still owe. It just saying it's nt an auto loan??
Best answer:
Answer by Dixie Darlin'In order to refinance an auto loan, you have to currently owe on the auto.
If your car is paid off, then you want a personal loan using the car as
Q&A: is it possible to finance/buy a new car with bad credit?
Question by Debby: is it possible to finance/buy a new car with bad credit?
Just wondering how other people do it? Are there any companies that loan out to stuggling people?
Best answer:
Answer by mollyYes but you will pay a huge interest rate on it because they consider you a risk. Your monthly car payments will be big.
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Just wondering how other people do it? Are there any companies that loan out to stuggling people?
Best answer:
Answer by mollyYes but you will pay a huge interest rate on it because they consider you a risk. Your monthly car payments will be big.
Know better? Leave your own answer in the
Credit and Mortgage...?
Question by Waiting On Charlie Marie..♥: Credit and Mortgage...?
Okay my husband and I have been renting for the past year and a half and we feel like we are ready to buy our first home. My husband works full-time and I stay home with our 2 1/2 month old little girl, however I do babysit 4 days a week so I do have some sort of an income. I'm also going to be going back to school to become an LPN starting this January. After checking our credit scores on FreeCreditReport.com, we have come
Okay my husband and I have been renting for the past year and a half and we feel like we are ready to buy our first home. My husband works full-time and I stay home with our 2 1/2 month old little girl, however I do babysit 4 days a week so I do have some sort of an income. I'm also going to be going back to school to become an LPN starting this January. After checking our credit scores on FreeCreditReport.com, we have come
Who is to blame, people with bad credit, or adjustable rates?
by eyewash
Question by Jon D: Who is to blame, people with bad credit, or adjustable rates?
as i see it, giving loans to people with bad credit is no the cause of the problem, because these people with bad credit were able to their mortgages.
seems like everything went bad with rates started to go up. so is who or what to blame the person or company who came up with "adjustable rate loans"?
why not just give people with bad credit fixed rates, because they seem to be able to pay a fixed
Question by Jon D: Who is to blame, people with bad credit, or adjustable rates?
as i see it, giving loans to people with bad credit is no the cause of the problem, because these people with bad credit were able to their mortgages.
seems like everything went bad with rates started to go up. so is who or what to blame the person or company who came up with "adjustable rate loans"?
why not just give people with bad credit fixed rates, because they seem to be able to pay a fixed
where can a person with bad credit get a loan?
by marsmet461
Question by miamieugene2008: where can a person with bad credit get a loan?
Need cash now but don't want 400% interest. Must be able to make monthly payments until paid off.
Best answer:
Answer by Doctor Dethyou can't - they don;t loan money to people with bad credit - too risky for them
Add your own answer in the
Question by miamieugene2008: where can a person with bad credit get a loan?
Need cash now but don't want 400% interest. Must be able to make monthly payments until paid off.
Best answer:
Answer by Doctor Dethyou can't - they don;t loan money to people with bad credit - too risky for them
Add your own answer in the
What credit companies will approve me for a credit card to rebuild my credit?
by brizzle born and bred
Question by Confused lady!: What credit companies will approve me for a credit card to rebuild my credit?
I am trying to purchase a house. I have bad credit. I'm a veteran and have an option to use my V.A. loan. I was told that I need build my score up a little higher and the way to do this is to acquire new credit. I have someone working on cleaning my credit report up currently but still need to have 2 revolving accounts and 1 installment account with a payment
Question by Confused lady!: What credit companies will approve me for a credit card to rebuild my credit?
I am trying to purchase a house. I have bad credit. I'm a veteran and have an option to use my V.A. loan. I was told that I need build my score up a little higher and the way to do this is to acquire new credit. I have someone working on cleaning my credit report up currently but still need to have 2 revolving accounts and 1 installment account with a payment
Jumat, 18 November 2011
Uh ohh.. could I have bad credit????
Question by midwest!: Uh ohh.. could I have bad credit????
Hi everyone!
My roommate and I share bills and we have different bills in different names--WELL I went to study in Spain for 5 months and came back with 5 months worth of Gas Bills (They never opened them b/c they were in my name.. I know, idiots.. this isn't the point tho) The point is, I just got a letter from the gas company saying i owe $ 700 and that they have reported my payment history to a credit bureau.. what do i do? How
Hi everyone!
My roommate and I share bills and we have different bills in different names--WELL I went to study in Spain for 5 months and came back with 5 months worth of Gas Bills (They never opened them b/c they were in my name.. I know, idiots.. this isn't the point tho) The point is, I just got a letter from the gas company saying i owe $ 700 and that they have reported my payment history to a credit bureau.. what do i do? How
Q&A: Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly payments?
Question by Tammy D: Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly payments?
I have bad credit but make very good money. I would like to use a truck as collateral, like a secured loan. Is there a place that will do that for me?
Best answer:
Answer by Jimmiecredit union maybe. You might sign over the title to them and then make auto payments.
Add your own answer in the
I have bad credit but make very good money. I would like to use a truck as collateral, like a secured loan. Is there a place that will do that for me?
Best answer:
Answer by Jimmiecredit union maybe. You might sign over the title to them and then make auto payments.
Add your own answer in the
How can I get a good reliable car with bad credit?
Question by MemphisGal: How can I get a good reliable car with bad credit?
I have a good job. Due to high school and college credit cards, I have bad credit. I am working on restoring it but that takes time. I am in dire need of a good reliable car. I can get financed with a 20% interest loan which is crazy! Any other ideas?
Best answer:
Answer by ckudron73Bad credit does not go away overnight. It takes awhile to get it and awhile to go away. If you don't like the interest rate, try
I have a good job. Due to high school and college credit cards, I have bad credit. I am working on restoring it but that takes time. I am in dire need of a good reliable car. I can get financed with a 20% interest loan which is crazy! Any other ideas?
Best answer:
Answer by ckudron73Bad credit does not go away overnight. It takes awhile to get it and awhile to go away. If you don't like the interest rate, try
What are the chances of buying a car with a kind of bad credit?
by marsmet461
Question by Know what I mean?: What are the chances of buying a car with a kind of bad credit?
I am looking to fincance a car, but i really dont have good credit. I have neve financed a car. I dont have anyone that could co-sign with me at all. What are some of the thing they look for? I am planning to put down 1000-1200. What type of interest rate would I expect with bad credit? How long do you have to be on a job? Because i know someone who ws on a job for like a month and
Question by Know what I mean?: What are the chances of buying a car with a kind of bad credit?
I am looking to fincance a car, but i really dont have good credit. I have neve financed a car. I dont have anyone that could co-sign with me at all. What are some of the thing they look for? I am planning to put down 1000-1200. What type of interest rate would I expect with bad credit? How long do you have to be on a job? Because i know someone who ws on a job for like a month and
If I lease a car with a joint application can the car be registerd under the joint applicants name?
by Chris Devers
Question by mrfreak10: If I lease a car with a joint application can the car be registerd under the joint applicants name?
I have great credit and my boyfriend has really bad credit. I want to know if I am approved for the lease with him as joint can they register the car under his name?
Best answer:
Answer by ucsdhappyasianYou can co-sign it, and the car can be register under him and his auto leasing company.
What do you think? Answer
Question by mrfreak10: If I lease a car with a joint application can the car be registerd under the joint applicants name?
I have great credit and my boyfriend has really bad credit. I want to know if I am approved for the lease with him as joint can they register the car under his name?
Best answer:
Answer by ucsdhappyasianYou can co-sign it, and the car can be register under him and his auto leasing company.
What do you think? Answer
Q&A: Lease or Finance a car..?
Question by ★#2 Due Feb 6th 2011★: Lease or Finance a car..?
Im trying to decide on leasing a car or financing one? Lower down payment is a huge factor. I really dont mind "renting" a car. When u lease how long is the lease usually for? Which works with u more if u have bad credit, lease or finance? And does leasing require down payment? Another question.. do u lease brand new cars or does it not matter? Can u just go to any car dealership to lease any car? Thank u so much for ur
Im trying to decide on leasing a car or financing one? Lower down payment is a huge factor. I really dont mind "renting" a car. When u lease how long is the lease usually for? Which works with u more if u have bad credit, lease or finance? And does leasing require down payment? Another question.. do u lease brand new cars or does it not matter? Can u just go to any car dealership to lease any car? Thank u so much for ur
Can I Finance a car if I have bad credit?
by eyewash
Question by gag6153: Can I Finance a car if I have bad credit?
I have a poor credit score in the low 500's. It's been rebuilding because I've made payments to my credit card company and my score has greatly increased. I have no public records or anything serious on my report.
I need a new car and have an extremely steady job, working 7-330 monday through friday. The company is in great financial stability so my chances of being laid off are quite rare. I've been there for a
Question by gag6153: Can I Finance a car if I have bad credit?
I have a poor credit score in the low 500's. It's been rebuilding because I've made payments to my credit card company and my score has greatly increased. I have no public records or anything serious on my report.
I need a new car and have an extremely steady job, working 7-330 monday through friday. The company is in great financial stability so my chances of being laid off are quite rare. I've been there for a
Q&A: I get monthly payments from my former employer for severance, can someone help me convert it to a lump sum?
by marsmet461
Question by erin: I get monthly payments from my former employer for severance, can someone help me convert it to a lump sum?
I was offered a buyout, which I took. I got half of the buyout up front, and the other half in 48 monthly payments-6 of which I already received via direct deposit. I need a lump sum to pay off some debt, and I have bad credit so I can't just take out a loan. Is there someone out there who will buy out these monthly payments for a lump sum?
Best
Question by erin: I get monthly payments from my former employer for severance, can someone help me convert it to a lump sum?
I was offered a buyout, which I took. I got half of the buyout up front, and the other half in 48 monthly payments-6 of which I already received via direct deposit. I need a lump sum to pay off some debt, and I have bad credit so I can't just take out a loan. Is there someone out there who will buy out these monthly payments for a lump sum?
Best
mazda credit, MY credit, and my car lease?
Question by fai: mazda credit, MY credit, and my car lease?
My car lease is up next month and I'd like to refinance and buy my lovely little 2007 mazda3. I have 2 things on my credit report: 1) a negative hit for $ 300 owed to a gym, and 2) my account for my car lease with mazda credit, which is in good standing for 3 years of on-time payments. I've been denied left & right for car loans for the past few days because of that bad hit. Will Mazda Credit be willing to give me this loan to buy
My car lease is up next month and I'd like to refinance and buy my lovely little 2007 mazda3. I have 2 things on my credit report: 1) a negative hit for $ 300 owed to a gym, and 2) my account for my car lease with mazda credit, which is in good standing for 3 years of on-time payments. I've been denied left & right for car loans for the past few days because of that bad hit. Will Mazda Credit be willing to give me this loan to buy
Q&A: $5,000 Loan refinance?
Question by litleboy78: ,000 Loan refinance?
I have a current personal loan with Citi Financial for $ 5,000.00 at 19% the can refinance to 17%.
I found once a website where people post their loan need and banks and brokers offered options.. does anyone know a website like that or who could do this refinance? I have a bad credit because of my house payments but I'm current on all other payments...( CC, Auto, etc..)
Lending tree, nice!! I thought it was only for Mortgage... I will check if
I have a current personal loan with Citi Financial for $ 5,000.00 at 19% the can refinance to 17%.
I found once a website where people post their loan need and banks and brokers offered options.. does anyone know a website like that or who could do this refinance? I have a bad credit because of my house payments but I'm current on all other payments...( CC, Auto, etc..)
Lending tree, nice!! I thought it was only for Mortgage... I will check if
Q&A: checks- bad credit or am i being paranoid?
by Chris Devers
Question by Christian A: checks- bad credit or am i being paranoid?
i have a regular chase checking account. and a debit card. never had a credit card before. however i have had a closed account for a while and recently opened up a new one. however the other day when i went shopping i took the wrong check boon and wrote a check using my closed bank account. my bank notified me of what happened and i corrected it. my onyl question was can that ruin your credit? or no?
Best
Question by Christian A: checks- bad credit or am i being paranoid?
i have a regular chase checking account. and a debit card. never had a credit card before. however i have had a closed account for a while and recently opened up a new one. however the other day when i went shopping i took the wrong check boon and wrote a check using my closed bank account. my bank notified me of what happened and i corrected it. my onyl question was can that ruin your credit? or no?
Best
Bad Credit - Can i get a mortgage?
Question by Jenny: Bad Credit - Can i get a mortgage?
Is it possible to get a 100% financing mortgage with credit scores around 525? I am not concerned with the interest rate- I just want to get into a home first then refinance. Also, Does anyone know what the highest interest rate you can get on a home loan? Thanks!
Best answer:
Answer by Lauren FSorry - no bank is going to touch this one. Why do you think they are in so much trouble? They lent money to people with no money down and
Is it possible to get a 100% financing mortgage with credit scores around 525? I am not concerned with the interest rate- I just want to get into a home first then refinance. Also, Does anyone know what the highest interest rate you can get on a home loan? Thanks!
Best answer:
Answer by Lauren FSorry - no bank is going to touch this one. Why do you think they are in so much trouble? They lent money to people with no money down and
Kamis, 17 November 2011
Does anyone have a mortgage that is of a high intrest rate because you had bad credit? If so how bad is it.?
by eyewash
Question by brownsugar1961: Does anyone have a mortgage that is of a high intrest rate because you had bad credit? If so how bad is it.?
My husband and I are trying to get a home loan but our credit is not good. His score is 601 and mine is 583. This is the only way for us to get a home right now. We are trying to get approved by a company in Ga. It's a 80/20 loan. The intrest rate will go up in 2 years but we will have our credit on tract by then. We are paying a lot in rent
Question by brownsugar1961: Does anyone have a mortgage that is of a high intrest rate because you had bad credit? If so how bad is it.?
My husband and I are trying to get a home loan but our credit is not good. His score is 601 and mine is 583. This is the only way for us to get a home right now. We are trying to get approved by a company in Ga. It's a 80/20 loan. The intrest rate will go up in 2 years but we will have our credit on tract by then. We are paying a lot in rent
How to get a credit card if I don't have credit?
Question by pelotero707: How to get a credit card if I don't have credit?
I keep getting rejected from companies (is this also a bad thing for my credit) I only really need a credit card to pay for my gas and to build my credit. I know about secured credit cards is there any other ways of obtaining one?
Best answer:
Answer by CreditAdviceYou need to apply for cards for no credit history, here is the link:
http://bestcreditcardratings.com/no-credit-history
Know better? Leave your own
I keep getting rejected from companies (is this also a bad thing for my credit) I only really need a credit card to pay for my gas and to build my credit. I know about secured credit cards is there any other ways of obtaining one?
Best answer:
Answer by CreditAdviceYou need to apply for cards for no credit history, here is the link:
http://bestcreditcardratings.com/no-credit-history
Know better? Leave your own
TX Mortgage Refinance $30000 Bad Credit?
by Jon Haynes Photography
Question by Brannon C: TX Mortgage Refinance 000 Bad Credit?
My wife and I purchased a home 7 urs ago for $ 30000. The mortgaged amount was $ 33000 and the rate 9.75%. Our credit is bad and we are try to make our dollars do more to pay off debts. I want to refinance the house to a lower rate but noone wants to do loans under $ 40000. Tried Lending tree, Quicken loans, E-Loans , and other online companys. Please help. Thanks
Best answer:
Answer by StacyTry
Question by Brannon C: TX Mortgage Refinance 000 Bad Credit?
My wife and I purchased a home 7 urs ago for $ 30000. The mortgaged amount was $ 33000 and the rate 9.75%. Our credit is bad and we are try to make our dollars do more to pay off debts. I want to refinance the house to a lower rate but noone wants to do loans under $ 40000. Tried Lending tree, Quicken loans, E-Loans , and other online companys. Please help. Thanks
Best answer:
Answer by StacyTry
Where can I get approved for a loan of $12K, if I have bad credit?
Question by Silver17: Where can I get approved for a loan of K, if I have bad credit?
I need to get a loan of $ 12K USD. But I have bad credit. Can anyone suggest a company that is willing to get me approed or someone that can loan me the cash.. I can make monthly payments.
Best answer:
Answer by hujytuijkThe mob
Give your answer to this question
I need to get a loan of $ 12K USD. But I have bad credit. Can anyone suggest a company that is willing to get me approed or someone that can loan me the cash.. I can make monthly payments.
Best answer:
Answer by hujytuijkThe mob
Give your answer to this question
How can a person with bad(or no) credit buy a car or get financing?
by eyewash
Question by eparker100: How can a person with bad(or no) credit buy a car or get financing?
I'm a college student who needs to buy a car quick and I cant get qaulified anywhere it seems! I make payments on time and work two jobs so I dont see why I'm such a big risk! Any suggestions?
Best answer:
Answer by wildchildyou could get your parents to co-sign for the car. thats what my bro did and he only had like $ 1000 in cash too and he drove the car off the lot
Add your own
Question by eparker100: How can a person with bad(or no) credit buy a car or get financing?
I'm a college student who needs to buy a car quick and I cant get qaulified anywhere it seems! I make payments on time and work two jobs so I dont see why I'm such a big risk! Any suggestions?
Best answer:
Answer by wildchildyou could get your parents to co-sign for the car. thats what my bro did and he only had like $ 1000 in cash too and he drove the car off the lot
Add your own
Where can I find a place that will allow me to pay off all my bad debt in one monthly payment?
Question by Caliguy: Where can I find a place that will allow me to pay off all my bad debt in one monthly payment?
When I was younger I did alot of stupid things. Alot of it was taking up on credit cards and not paying for them. "Credit" to me didn't mean anything. Now Im paying the consequences. I was wondering if there is a way to pay all those charge offs, delinquencies, collections, etc in one monthly payment? Consolidation loans usually require good credit and I wouldnt qualify for
When I was younger I did alot of stupid things. Alot of it was taking up on credit cards and not paying for them. "Credit" to me didn't mean anything. Now Im paying the consequences. I was wondering if there is a way to pay all those charge offs, delinquencies, collections, etc in one monthly payment? Consolidation loans usually require good credit and I wouldnt qualify for
Q&A: Mortgage with bad credit and 150K down?
Question by sacking24: Mortgage with bad credit and 150K down?
My wife and I are wanting to buy a house. Our credit is not that great. Our credit score is around 600. We have 150,000 for a down payment on a 350,000 home. We are only seeking 250 K mortgage. What's our chances of being approved for a loan and at what rate?
Not 250K, only 200K.
Best answer:
Answer by melif the house is 350, why do you want 250 with 150 down? that's 400k and will send up a flag.
you have almost half
My wife and I are wanting to buy a house. Our credit is not that great. Our credit score is around 600. We have 150,000 for a down payment on a 350,000 home. We are only seeking 250 K mortgage. What's our chances of being approved for a loan and at what rate?
Not 250K, only 200K.
Best answer:
Answer by melif the house is 350, why do you want 250 with 150 down? that's 400k and will send up a flag.
you have almost half
Refinancing auto loan?
Question by Ms.Somebody: Refinancing auto loan?
I've read a lot of Q&A on this topic here but still can't find anything to help. I need to refinance my car or I'm going to end up losing it. I've tried local banks and unions and they all said no. My credit is horrible, I owe about 12,000. My husband lost his job a few months ago and recently took another job with a huge pay cut difference. We just can't afford the payments anymore, we have kids and can not afford to lose the car but can't
I've read a lot of Q&A on this topic here but still can't find anything to help. I need to refinance my car or I'm going to end up losing it. I've tried local banks and unions and they all said no. My credit is horrible, I owe about 12,000. My husband lost his job a few months ago and recently took another job with a huge pay cut difference. We just can't afford the payments anymore, we have kids and can not afford to lose the car but can't
Q&A: Place like Rent-a-center and Aaron's really report to the credit bureaus?
Question by Huntsman: Place like Rent-a-center and Aaron's really report to the credit bureaus?
Or do they just do a credit check on your credit reports?
Ex: You rent a $ 600 laptop (actual cost out of pocket $ 1,900).
Your payments would report to the credit bureaus?
Month by month?
Just like an installment loan?
Or is it just a one time listing when you make the initial "rent" and another listing when you are completed your "rental" period?
This is not a personal question.
Please
Or do they just do a credit check on your credit reports?
Ex: You rent a $ 600 laptop (actual cost out of pocket $ 1,900).
Your payments would report to the credit bureaus?
Month by month?
Just like an installment loan?
Or is it just a one time listing when you make the initial "rent" and another listing when you are completed your "rental" period?
This is not a personal question.
Please
Buying a car with bad credit and a repossession?
Question by Queenbee06: Buying a car with bad credit and a repossession?
I would like to finance a car, but 13 months ago I had a repossession. My credit is also poor. Does anyone have any advice about how to go about trying to get a car loan in my situation?
Best answer:
Answer by tomfooleryAssuming you have a respectable debt to income ratio, I'd try to get financed with the aid of a cosigner. With a repo on your credit, you are looking at really high interest rates, if you can get
I would like to finance a car, but 13 months ago I had a repossession. My credit is also poor. Does anyone have any advice about how to go about trying to get a car loan in my situation?
Best answer:
Answer by tomfooleryAssuming you have a respectable debt to income ratio, I'd try to get financed with the aid of a cosigner. With a repo on your credit, you are looking at really high interest rates, if you can get
where can i get a car financed with pretty bad credit?
by Richard Masoner / Cyclelicious
Question by r b: where can i get a car financed with pretty bad credit?
i filed a bankruptcy like 6 or 7 years ago that was thrown out due to me and my wife at the time not paying the trustee...i havent tried to purchase anything prior so..where do i stand
Best answer:
Answer by Elite femaleRead some tips on this site on how to rebuild bad credit
Give your answer to this question
Question by r b: where can i get a car financed with pretty bad credit?
i filed a bankruptcy like 6 or 7 years ago that was thrown out due to me and my wife at the time not paying the trustee...i havent tried to purchase anything prior so..where do i stand
Best answer:
Answer by Elite femaleRead some tips on this site on how to rebuild bad credit
Give your answer to this question
auto refinance from 18APR?
Question by mohammed s: auto refinance from 18APR?
I have owned a 2007 Mitsu Eclipse, I down paid 4K and right now I owe about 9900$ from the 1275$ ish that I started out with in August last year. Im paying 371$ every month on this 18% APR and always on time since Ive had the loan and always will(military and straight out of my check). I would like to increase my pocket money and savings. I have to pay the full incurance on my car since im paying a loan (220$ for full coverage). My
I have owned a 2007 Mitsu Eclipse, I down paid 4K and right now I owe about 9900$ from the 1275$ ish that I started out with in August last year. Im paying 371$ every month on this 18% APR and always on time since Ive had the loan and always will(military and straight out of my check). I would like to increase my pocket money and savings. I have to pay the full incurance on my car since im paying a loan (220$ for full coverage). My
Rabu, 16 November 2011
Can I do a automobile lease transfer with bad credit and just pay the lease off?
by Chris Devers
Question by Amanda Barnes: Can I do a automobile lease transfer with bad credit and just pay the lease off?
I have found myself in a trying situation. I wrecked my car last week and I didnt have full coverage insurance. My car is totaled and now I have to get another car. My credit is less than perfect and I do not have any one to co-sign with me. What to do have is about $ 5000 in cash. I was thinking about doing a lease takeover where the person owes about $ 5000 and
Question by Amanda Barnes: Can I do a automobile lease transfer with bad credit and just pay the lease off?
I have found myself in a trying situation. I wrecked my car last week and I didnt have full coverage insurance. My car is totaled and now I have to get another car. My credit is less than perfect and I do not have any one to co-sign with me. What to do have is about $ 5000 in cash. I was thinking about doing a lease takeover where the person owes about $ 5000 and
Is there an organization I can complain to about a bad experience at a gas station?
by eyewash
Question by Chuck W: Is there an organization I can complain to about a bad experience at a gas station?
At a recent fillup, the pump didn't shut off and my credit card was charged for about 12 gallons of gas that gushed out. It was in New Jersey where "self service" is against the law. The attendant refused to credit my card.
Best answer:
Answer by C Andersonhttp://www.state.nj.us/lps/ca/ocp/ocpform.htm
If the station is a franchisee of a larger company or a company store
Question by Chuck W: Is there an organization I can complain to about a bad experience at a gas station?
At a recent fillup, the pump didn't shut off and my credit card was charged for about 12 gallons of gas that gushed out. It was in New Jersey where "self service" is against the law. The attendant refused to credit my card.
Best answer:
Answer by C Andersonhttp://www.state.nj.us/lps/ca/ocp/ocpform.htm
If the station is a franchisee of a larger company or a company store
Q&A: credit/ car loans on bad credit?
by eyewash
Question by missFABfatal: credit/ car loans on bad credit?
Ive done some searching/ applying online but im constantly denied or offered a scam... Im in a serious financial situation, my husband lost his job, bills are piling up and we dont even have the money to feed ourselves and our animals.
Im trying to sell my vehicle however it is a gas guzzling truck and I need to buy 2 gas efficient cars. My husband will be starting a new job next month and he will have to travel 40 miles
Question by missFABfatal: credit/ car loans on bad credit?
Ive done some searching/ applying online but im constantly denied or offered a scam... Im in a serious financial situation, my husband lost his job, bills are piling up and we dont even have the money to feed ourselves and our animals.
Im trying to sell my vehicle however it is a gas guzzling truck and I need to buy 2 gas efficient cars. My husband will be starting a new job next month and he will have to travel 40 miles
Where can you find a mortgage lender when you have bad credit?
by /\ \/\/ /\
Question by : Where can you find a mortgage lender when you have bad credit?
I own a home with very little owed on it as compared to it's value and i want to refinance and get a little cash out to do some home improvements but my credit is bad because i assumed a family member's debt. I have a good job and steady income but my interest rate is 12% with my current lender who is Beneficial which are not doing any refinancing for anyone now. Where can you find a lender that could
Question by : Where can you find a mortgage lender when you have bad credit?
I own a home with very little owed on it as compared to it's value and i want to refinance and get a little cash out to do some home improvements but my credit is bad because i assumed a family member's debt. I have a good job and steady income but my interest rate is 12% with my current lender who is Beneficial which are not doing any refinancing for anyone now. Where can you find a lender that could
Q&A: I have a poor credit rating and need answers?
Question by : I have a poor credit rating and need answers?
Hi,
I have a poor credit rating and have been declined a loan. I think that this is because I have debt collectors after me for about £500.00 worth of unpaid phone bills and other random items I didn't pay for when I went travelling. I also have a £2000 c/card at max limit.
What is the best way to get a good credit rating?
If I offer to pay back the £500.00 in monthly installments, would my credit rating improve straight away
Hi,
I have a poor credit rating and have been declined a loan. I think that this is because I have debt collectors after me for about £500.00 worth of unpaid phone bills and other random items I didn't pay for when I went travelling. I also have a £2000 c/card at max limit.
What is the best way to get a good credit rating?
If I offer to pay back the £500.00 in monthly installments, would my credit rating improve straight away
Refinancing an auto loan?
Question by JillandJack: Refinancing an auto loan?
I would like to refinance my auto loan for a better interest rate. I applied to do it through Chase (b/c I bank with WaMu) and was denied. I don't see why I would have bad credit. I've never made a late payment on a credit & have never gone over my balance. I'm 22. I suppose it is because my credit is new. Where would refinance me? Has anybody personally refinanced? Thanks!
Best answer:
Answer by Spock (rhp)credit union probably has the
I would like to refinance my auto loan for a better interest rate. I applied to do it through Chase (b/c I bank with WaMu) and was denied. I don't see why I would have bad credit. I've never made a late payment on a credit & have never gone over my balance. I'm 22. I suppose it is because my credit is new. Where would refinance me? Has anybody personally refinanced? Thanks!
Best answer:
Answer by Spock (rhp)credit union probably has the
auto refinancing?
Question by toy l: auto refinancing?
Do anyone know of any companies that will refinance a car for someone with bad credit, in the dallas-ft worth, tx area?
Best answer:
Answer by heybulldogGet a cash car. It'll get better gas mileage if its not dragging a payment book behind it.
Then put what would have been your payments in the bank.
No payments = cash in the bank.
Collect interest. Don't pay interest.
Debt free is the way to be!
Borrower is alwasy slave to the lender.
Do anyone know of any companies that will refinance a car for someone with bad credit, in the dallas-ft worth, tx area?
Best answer:
Answer by heybulldogGet a cash car. It'll get better gas mileage if its not dragging a payment book behind it.
Then put what would have been your payments in the bank.
No payments = cash in the bank.
Collect interest. Don't pay interest.
Debt free is the way to be!
Borrower is alwasy slave to the lender.
can i still finance a car with bad credit?
Question by Saen C: can i still finance a car with bad credit?
like if i want to finance a 8000-10000$ car with my grandfather ( im 16 ) so i cant co sign but im the one paying it so if i told them im the one paying does it make a difference or no sense i cant co sign? like i can pay up to 300$ a month and id be paying a 500$ down payment when we went to finance the car so his credit is poor and right now hes financing my brothers BMW 30000$ 500$ a month so would he still be able
like if i want to finance a 8000-10000$ car with my grandfather ( im 16 ) so i cant co sign but im the one paying it so if i told them im the one paying does it make a difference or no sense i cant co sign? like i can pay up to 300$ a month and id be paying a 500$ down payment when we went to finance the car so his credit is poor and right now hes financing my brothers BMW 30000$ 500$ a month so would he still be able
What can I do if I signed a disclaimer deed as I had bad credit when we bought a house in a community state.?
Question by rojosconsuelo: What can I do if I signed a disclaimer deed as I had bad credit when we bought a house in a community state.?
My income was ued to prqualify.
I paid $ 2,500.00 towards the down payment
All the utilities are in my name
I've made continous contributions towards household expenses
My husband went to mortgage the home and fixed the title to a sole property and separate.
Initially I was listed on the title as and wife. Somehow he has gonen back to make changes
I
My income was ued to prqualify.
I paid $ 2,500.00 towards the down payment
All the utilities are in my name
I've made continous contributions towards household expenses
My husband went to mortgage the home and fixed the title to a sole property and separate.
Initially I was listed on the title as and wife. Somehow he has gonen back to make changes
I
Q&A: Buying a new car with bad credit in Pittsburgh?
by Renegade98
Question by lv_cutie_84: Buying a new car with bad credit in Pittsburgh?
I have approx. $ 6,000 in debt. I desperately need a new car. And when I say that, it's not that I just want one, I really do need one. My current car is falling apart, literally. Does anyone, who lives in the Pittsburgh area, know of any places that will finance a person with bad credit with very little or no money down? I'm willing to travel a little bit if need be, but preferably not more than about 50
Question by lv_cutie_84: Buying a new car with bad credit in Pittsburgh?
I have approx. $ 6,000 in debt. I desperately need a new car. And when I say that, it's not that I just want one, I really do need one. My current car is falling apart, literally. Does anyone, who lives in the Pittsburgh area, know of any places that will finance a person with bad credit with very little or no money down? I'm willing to travel a little bit if need be, but preferably not more than about 50
Q&A: What's a safe loan company to go with?
Question by Flowerpedal: What's a safe loan company to go with?
I'm looking on the internet for a loan company that will take bad credit and do refinancing on auto loans for at least 3 yrs. We are trying to gain better credit and right now the loan we have is high interest and pmt is nuts. So I'm just looking to see if I can find a better place with a better pmt and interest. Thanks and please no junk
Or even a bank that works with people with bad credit.
Best answer:
Answer by Its
I'm looking on the internet for a loan company that will take bad credit and do refinancing on auto loans for at least 3 yrs. We are trying to gain better credit and right now the loan we have is high interest and pmt is nuts. So I'm just looking to see if I can find a better place with a better pmt and interest. Thanks and please no junk
Or even a bank that works with people with bad credit.
Best answer:
Answer by Its
Selasa, 15 November 2011
Bad Credit Mortgage and Marriage?
Question by Derrick S: Bad Credit Mortgage and Marriage?
I am getting married in 6 months however my credit score is around 550 and the wife to be has a 700 score. The problem is that with my poor credit score it seems we can only use my wife to be credit score and income.
We can get a great rate with her high score but we can only afford a home in the 120,000 range with her income. I cant add my income because of my credit score. If we could combine incomes we could afford a 200K home. I
I am getting married in 6 months however my credit score is around 550 and the wife to be has a 700 score. The problem is that with my poor credit score it seems we can only use my wife to be credit score and income.
We can get a great rate with her high score but we can only afford a home in the 120,000 range with her income. I cant add my income because of my credit score. If we could combine incomes we could afford a 200K home. I
Q&A: im seeking a loan to reestablish my poor credit history, loans declined because of my poor credit, help?
Question by chocolatdelite4: im seeking a loan to reestablish my poor credit history, loans declined because of my poor credit, help?
I have been searching for a loan but have been turned down because of bad poor credit history. everyone deserves a second chance, but when you are declined, what can you do? I got a car, to reestablished my credit, it is financed through a finance company, i have no late payments, no missed payments, and i have had car going on three years now, without late
I have been searching for a loan but have been turned down because of bad poor credit history. everyone deserves a second chance, but when you are declined, what can you do? I got a car, to reestablished my credit, it is financed through a finance company, i have no late payments, no missed payments, and i have had car going on three years now, without late
Q&A: how do I consoldidate my private student loans with bad credit?
Question by matia782000: how do I consoldidate my private student loans with bad credit?
I don't know what to do. I have 78k in combined federal and private student loans. I have already graduated and have had to put my loans in to forbearance because I cannot afford the monthly payment that is due. I have loans through the evil corporation of Sallie mae. Recently, I found out that they no longer consolidate period and that there is really no way to lower my monthly payment. I found a
I don't know what to do. I have 78k in combined federal and private student loans. I have already graduated and have had to put my loans in to forbearance because I cannot afford the monthly payment that is due. I have loans through the evil corporation of Sallie mae. Recently, I found out that they no longer consolidate period and that there is really no way to lower my monthly payment. I found a
Would my mom be able to get a $150k-200k home loan?
Question by Kennia Ruiz: Would my mom be able to get a 0k-200k home loan?
My mom is turning 41 and I think its time for her to buy her first home. We live in the State of Maryland, I know that matters. She has always rented, somehow thinking that she will never be able to buy a house. She has one in her country, Dominican Republic, but I want her to fullfill the "American Dream", even if its with a townhouse or a small house. Im 17 and I have become a credit master. I was able to bring her
My mom is turning 41 and I think its time for her to buy her first home. We live in the State of Maryland, I know that matters. She has always rented, somehow thinking that she will never be able to buy a house. She has one in her country, Dominican Republic, but I want her to fullfill the "American Dream", even if its with a townhouse or a small house. Im 17 and I have become a credit master. I was able to bring her
Q&A: How to refinance a car with bad credit?
by marsmet461
Question by hurricane2180: How to refinance a car with bad credit?
I have a car payment that's over $ 400 a month because the loan has a high interest. I have bad credit and can hardly afford this monthly payment. Is there any way I can get out of this without having to give up my car because I need a car to get around?
Best answer:
Know better? Leave your own answer in the
Question by hurricane2180: How to refinance a car with bad credit?
I have a car payment that's over $ 400 a month because the loan has a high interest. I have bad credit and can hardly afford this monthly payment. Is there any way I can get out of this without having to give up my car because I need a car to get around?
Best answer:
Know better? Leave your own answer in the
With a credit score in the mid 500's is it possible to lease a car or qualify for a mortgage?
Question by Roselyn: With a credit score in the mid 500's is it possible to lease a car or qualify for a mortgage?
My best friend's credit score is about 550, and she wants to lease a car and possibly buy a house in the future, with a score like that can she? I know that her credit was much worse, and she has been keeping up to date on her bills and is trying to bring it back up above 600. Please let me know, she asked me this morning and I wasnt sure about the answer to give her.
Best
My best friend's credit score is about 550, and she wants to lease a car and possibly buy a house in the future, with a score like that can she? I know that her credit was much worse, and she has been keeping up to date on her bills and is trying to bring it back up above 600. Please let me know, she asked me this morning and I wasnt sure about the answer to give her.
Best
How do I fix my bad credit?? ?
Question by unique! =): How do I fix my bad credit?? ?
So I'm only 22 yrs old, and already have bad credit. Checked my credit score yesterday, and its 549. Made some poor mistakes in the past, but I'm trying to fix things now.
What's badly affecting my score is that I have 4 bad accounts.
-my capital one credit card is currently in collections right now. Amount is $ 1,146 past due, but I called yesterday and got a settlement for $ 624. I already paid $ 400 and will pay the remaining
So I'm only 22 yrs old, and already have bad credit. Checked my credit score yesterday, and its 549. Made some poor mistakes in the past, but I'm trying to fix things now.
What's badly affecting my score is that I have 4 bad accounts.
-my capital one credit card is currently in collections right now. Amount is $ 1,146 past due, but I called yesterday and got a settlement for $ 624. I already paid $ 400 and will pay the remaining
Which credit card (gas rewards card) should I get?
Question by that_photo_chick07: Which credit card (gas rewards card) should I get?
http://www.creditcards.com/gas-rewards.php
Is the site with all of the information. I've narrowed it down to Capital One No Hassel Points Rewards (the first and second to last one). Citi Dividend Platinum Select Master Card, The Chase Perfect Card *Gas Rewards Card*, the Citi Diamond Perferred Rewards Card. I'm so not a math person, but I know there is a way to figure this up.
Please no answers that say
http://www.creditcards.com/gas-rewards.php
Is the site with all of the information. I've narrowed it down to Capital One No Hassel Points Rewards (the first and second to last one). Citi Dividend Platinum Select Master Card, The Chase Perfect Card *Gas Rewards Card*, the Citi Diamond Perferred Rewards Card. I'm so not a math person, but I know there is a way to figure this up.
Please no answers that say
Q&A: How much does it really cost to take over an auto lease, and what kind of credit is needed?
by Chris Devers
Question by atreides_096: How much does it really cost to take over an auto lease, and what kind of credit is needed?
I've been looking at leasetrade.com and swapalease.com and there's a lot of postings on both that have me really excited. Cars that would normally be about $ 10K out of my price range seem to be available.
But I'm sure there has to be a catch. Sales Tax seems to be one of the obvious ones - would I owe sales tax on the value of the car, the remainder of the
Question by atreides_096: How much does it really cost to take over an auto lease, and what kind of credit is needed?
I've been looking at leasetrade.com and swapalease.com and there's a lot of postings on both that have me really excited. Cars that would normally be about $ 10K out of my price range seem to be available.
But I'm sure there has to be a catch. Sales Tax seems to be one of the obvious ones - would I owe sales tax on the value of the car, the remainder of the
What can I do to pay off one of my credit cards?
Question by bap32211: What can I do to pay off one of my credit cards?
Okay so I have three credit cards. Credit card #1, I owe $ 2800. Credit card 2, I owe $ 910. Credit card 3, I owe $ 400. Credit card #1 is a hassle. My minimum is $ 75 but I tend to pay $ 85 to $ 95 and they charge $ 50 a month in interest and $ 9 for making the payment every month. It would be a huge help If I can pay off credit card #1 with a loan or anything so I can save myself $ 85 to $ 95 a month to pay my
Okay so I have three credit cards. Credit card #1, I owe $ 2800. Credit card 2, I owe $ 910. Credit card 3, I owe $ 400. Credit card #1 is a hassle. My minimum is $ 75 but I tend to pay $ 85 to $ 95 and they charge $ 50 a month in interest and $ 9 for making the payment every month. It would be a huge help If I can pay off credit card #1 with a loan or anything so I can save myself $ 85 to $ 95 a month to pay my
Q&A: Can I get a home loan with bad credit and co-signers?
Question by Cara W: Can I get a home loan with bad credit and co-signers?
Ok so there is a home for sell that me and my husband would like to buy. It costs 85,000 and we have 10% to put down. The only thing is that we have bad credit. My parents have offered to co-sign for us. The have over perfect credit. Is this at all going to help us or our we just out of luck? We can afford the monthly payments so that isnt an issue.
Best answer:
What do you think? Answer
Ok so there is a home for sell that me and my husband would like to buy. It costs 85,000 and we have 10% to put down. The only thing is that we have bad credit. My parents have offered to co-sign for us. The have over perfect credit. Is this at all going to help us or our we just out of luck? We can afford the monthly payments so that isnt an issue.
Best answer:
What do you think? Answer
How can you get a checking account when your credit information says checking account abuse?
Question by That Girl: How can you get a checking account when your credit information says checking account abuse?
Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried to open an account in my name only they say that we were reported for checking account abuse and they won't let me open an account. How can I fix this?? I didn't know he was writing bad
Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried to open an account in my name only they say that we were reported for checking account abuse and they won't let me open an account. How can I fix this?? I didn't know he was writing bad
Senin, 14 November 2011
I have very very bad credit. Will a co-signer with good credit help me get a loan at the credit union?
Question by rmo2380: I have very very bad credit. Will a co-signer with good credit help me get a loan at the credit union?
As I said I have very very bad credit due to unfortunate circumstances. Some were my fault than again others werent. I have creditors coming after me and also have had judgements. I am smarter these days with my money. I just want to rebuild my credit for one and I am more responsible these days. I want to borrow close to ten grand so I pay everything off. I dont have
As I said I have very very bad credit due to unfortunate circumstances. Some were my fault than again others werent. I have creditors coming after me and also have had judgements. I am smarter these days with my money. I just want to rebuild my credit for one and I am more responsible these days. I want to borrow close to ten grand so I pay everything off. I dont have
Can i get a Checking account for horrible credit?
by Chris Devers
Question by errerer: Can i get a Checking account for horrible credit?
i have very very bad credit due to mistakes made as a teenager. but i want to open up a checking account but it seems like no matter where i o i get turned down, so anyone know where i can open a free checking account online? (except credit union)
Best answer:
Answer by P JDid some of those other mistakes entail you bouncing checks you have never paid off? I think the check they do when you apply is
Question by errerer: Can i get a Checking account for horrible credit?
i have very very bad credit due to mistakes made as a teenager. but i want to open up a checking account but it seems like no matter where i o i get turned down, so anyone know where i can open a free checking account online? (except credit union)
Best answer:
Answer by P JDid some of those other mistakes entail you bouncing checks you have never paid off? I think the check they do when you apply is
Q&A: How can I get financial aid (college) if I have bad credit, no cosigner, no FAFSA and can't file independent?
by eyewash
Question by Samantha F: How can I get financial aid (college) if I have bad credit, no cosigner, no FAFSA and can't file independent?
I'm a college student (working on my third semester but credit-wise only a freshman) and I need a way to pay for next semester. I applied for a loan from my bank in December and got it barely in time for Spring semester. I have tried borrowing from the same private lender and have gotten repeatedly denied, even from other lenders. My mom lost her
Question by Samantha F: How can I get financial aid (college) if I have bad credit, no cosigner, no FAFSA and can't file independent?
I'm a college student (working on my third semester but credit-wise only a freshman) and I need a way to pay for next semester. I applied for a loan from my bank in December and got it barely in time for Spring semester. I have tried borrowing from the same private lender and have gotten repeatedly denied, even from other lenders. My mom lost her
Q&A: A loan settlement - good or bad?
Question by Anna H: A loan settlement - good or bad?
I have an installment loan with a balance of 2900.00 but 900.00 in late fees. I asked the company to "waive" half of the fees and the guy said this would be a settlement and it would have to be approved. Would this reflect negatively on credit report?
Best answer:
Answer by summer_phloxIt would leave a dent on your credit report because you were unable to pay the entire balance in full. A family member of mine went through the same
I have an installment loan with a balance of 2900.00 but 900.00 in late fees. I asked the company to "waive" half of the fees and the guy said this would be a settlement and it would have to be approved. Would this reflect negatively on credit report?
Best answer:
Answer by summer_phloxIt would leave a dent on your credit report because you were unable to pay the entire balance in full. A family member of mine went through the same
Any free personal loan sites for bad credit, no job, and only a savings account, excluding payday loan sites?
by marsmet461
Question by H Buddy: Any free personal loan sites for bad credit, no job, and only a savings account, excluding payday loan sites?
I am looking for a free personal loan site that will allow you to make monthly payments on a 1-2 year term loan. I have bad credit, no job, but currently recieve social security disability monthly as my income.
Best answer:
Answer by autumn nightsHave u tried Cash Call? The interest rate is high, but u can pay back early no prepayment
Question by H Buddy: Any free personal loan sites for bad credit, no job, and only a savings account, excluding payday loan sites?
I am looking for a free personal loan site that will allow you to make monthly payments on a 1-2 year term loan. I have bad credit, no job, but currently recieve social security disability monthly as my income.
Best answer:
Answer by autumn nightsHave u tried Cash Call? The interest rate is high, but u can pay back early no prepayment
Q&A: Our Mortgage is too high, Will i be eligible to co-sign with my mom to lower our mortgage with bad credit?
Question by Lakele: Our Mortgage is too high, Will i be eligible to co-sign with my mom to lower our mortgage with bad credit?
My dad is in process of filing Bankruptcy. He is filing by himself, and his lawyer says my mom won't get affected. Our Mortgage is going to increase in two months. Since Obama has released this new system on lowering interest rates on mortgage payments will I be allowed to co-sign with my mom and remove my dads name with a credit score of bout 590 and an income of
My dad is in process of filing Bankruptcy. He is filing by himself, and his lawyer says my mom won't get affected. Our Mortgage is going to increase in two months. Since Obama has released this new system on lowering interest rates on mortgage payments will I be allowed to co-sign with my mom and remove my dads name with a credit score of bout 590 and an income of
Refinanced auto loan, old account closed new one opened with same debt but credit score dropped 60+ points?
Question by AJ: Refinanced auto loan, old account closed new one opened with same debt but credit score dropped 60+ points?
I refinanced my 60 month auto loan which was at 6% to 3% at the 20 month mark to save myself some money. I refinanced with a new bank and the terms are now 40months (but since I paid 20months into the 60month term the balance and payment is pretty close to the old account). I subscribe to transunion and can see my accounts/credit scores. I noticed when the old account
I refinanced my 60 month auto loan which was at 6% to 3% at the 20 month mark to save myself some money. I refinanced with a new bank and the terms are now 40months (but since I paid 20months into the 60month term the balance and payment is pretty close to the old account). I subscribe to transunion and can see my accounts/credit scores. I noticed when the old account
I have bad credit, I was approved for Wamu checking, Now I want Charles Schwab Checking, CAn Schwab deny me?
by anotherjesse
Question by facceoff031: I have bad credit, I was approved for Wamu checking, Now I want Charles Schwab Checking, CAn Schwab deny me?
Can they (Schwab) Deny my request to open up a Checking account because of my low credit score etc???
Best answer:
Answer by shiprepairwomanThey could I guess but I don't think they look at credit scores. I opened one a few months ago and didn't hear about them checking credit.
What they did do was cancel my checking account on my Schwab
Question by facceoff031: I have bad credit, I was approved for Wamu checking, Now I want Charles Schwab Checking, CAn Schwab deny me?
Can they (Schwab) Deny my request to open up a Checking account because of my low credit score etc???
Best answer:
Answer by shiprepairwomanThey could I guess but I don't think they look at credit scores. I opened one a few months ago and didn't hear about them checking credit.
What they did do was cancel my checking account on my Schwab
Mortgage Rates for people with bad or good credit?
by Renegade98
Question by Lisa: Mortgage Rates for people with bad or good credit?
Can someone please provide me with what the average rates are for people with good credit verses those with bad? I am teaching a class on credit to some young adults and would like to show them how much money they would save if they have good credit when they buy a house. I found rates for car buying but would like mortgage rates. What is the average for people with excellent credit, people with great credit,
Question by Lisa: Mortgage Rates for people with bad or good credit?
Can someone please provide me with what the average rates are for people with good credit verses those with bad? I am teaching a class on credit to some young adults and would like to show them how much money they would save if they have good credit when they buy a house. I found rates for car buying but would like mortgage rates. What is the average for people with excellent credit, people with great credit,
How to rebuild credit with different types of credit and my scores quickly?
Question by jay200318: How to rebuild credit with different types of credit and my scores quickly?
Please read this entirely then respond with your answer. I would like to know what is the best way I can improve my credit? I have all credit debt paid off and has been for 2 years now. I have no debt. I recently attempted to get a $ 300 secured credit card from bank of America but was denied. They also talked me into applying for a regular card from them and also was denied this took place in
Please read this entirely then respond with your answer. I would like to know what is the best way I can improve my credit? I have all credit debt paid off and has been for 2 years now. I have no debt. I recently attempted to get a $ 300 secured credit card from bank of America but was denied. They also talked me into applying for a regular card from them and also was denied this took place in
SERIOUS INQUIRIES ONLY.MY BEST FRIEND HAS CREDIT CONCERNS PLZ HELP SHE'S KILLING ME?
Question by taylor_mr.money12: SERIOUS INQUIRIES ONLY.MY BEST FRIEND HAS CREDIT CONCERNS PLZ HELP SHE'S KILLING ME?
hey guys im back again for my best friend she's too scared to post so im doing it for her its about her credit okay here's the situation..
1 Mortgage - 75k w / $ 10,500 Balance
7 Revolving cc's - 2k-10k limits all paid off & 2 open credit cards ($ 16k w / $ 1600 balance & $ 20k w / $ 1200.00 balance)
2 Installment loans (20k&45k) both paid off
3 Auto's ($ 23,000 , $
hey guys im back again for my best friend she's too scared to post so im doing it for her its about her credit okay here's the situation..
1 Mortgage - 75k w / $ 10,500 Balance
7 Revolving cc's - 2k-10k limits all paid off & 2 open credit cards ($ 16k w / $ 1600 balance & $ 20k w / $ 1200.00 balance)
2 Installment loans (20k&45k) both paid off
3 Auto's ($ 23,000 , $
i need a loan but my credit is bad?
Question by Jeffrey: i need a loan but my credit is bad?
i need a loan but my credit is bad can i find a loan with low monthly payments
Best answer:
Answer by Ask Me AnythingNo
Only thing you could get if you have a job, is a payday loan. High interest and short term. They will want their money within 2 weeks.
Give your answer to this question
i need a loan but my credit is bad can i find a loan with low monthly payments
Best answer:
Answer by Ask Me AnythingNo
Only thing you could get if you have a job, is a payday loan. High interest and short term. They will want their money within 2 weeks.
Give your answer to this question
can we get a mortgage even if we have bad credit history?
by eyewash
Question by stickywicket36: can we get a mortgage even if we have bad credit history?
i want to maybe buy my council house or alternatively apply for a first time buyers mortgage for a new property but i'm not sure what to do. when i was younger i screwed my credit rating up by getting too many cards and falling into arrears, i'm currently on a debt management plan which is gradually reducing the debt but this will take a long time. i have 2 ccj's that are satisfied but i
Question by stickywicket36: can we get a mortgage even if we have bad credit history?
i want to maybe buy my council house or alternatively apply for a first time buyers mortgage for a new property but i'm not sure what to do. when i was younger i screwed my credit rating up by getting too many cards and falling into arrears, i'm currently on a debt management plan which is gradually reducing the debt but this will take a long time. i have 2 ccj's that are satisfied but i
when does income play a role if you have bad credit?
by Chris Devers
Question by lexnupe: when does income play a role if you have bad credit?
My credit score is 569 -
I have had 8 deliquent 150 late payments from 2003 that will be removed within a week - (student loan company has sent me a letter stating they will remove it)
Now I currently have a two charge offs that will be removed next month
I make $ 55,000 a year i'm single with no kids and about $ 350 a month in bill about $ 35,000 in debt
Question 1 - If anyone can answer
Question by lexnupe: when does income play a role if you have bad credit?
My credit score is 569 -
I have had 8 deliquent 150 late payments from 2003 that will be removed within a week - (student loan company has sent me a letter stating they will remove it)
Now I currently have a two charge offs that will be removed next month
I make $ 55,000 a year i'm single with no kids and about $ 350 a month in bill about $ 35,000 in debt
Question 1 - If anyone can answer
Minggu, 13 November 2011
Can I finance a car with bad credit in Ontario, Canada as long as I get a co signer?
Question by thankgodformaryjane: Can I finance a car with bad credit in Ontario, Canada as long as I get a co signer?
I only want a $ 3000- $ 8000 dollar car....??
Best answer:
Answer by NiceCarDealNo, not in Ontario.
Quebec, maybe.
But not Ontario.
Know better? Leave your own answer in the
I only want a $ 3000- $ 8000 dollar car....??
Best answer:
Answer by NiceCarDealNo, not in Ontario.
Quebec, maybe.
But not Ontario.
Know better? Leave your own answer in the
is there any way to finance a car with bad credit and history of repos?
Question by 30 going on 40: is there any way to finance a car with bad credit and history of repos?
Best answer:
Answer by Little Cup of TeaI'm sure there is, but they'll just give you an outrageous interest rate.
Give your answer to this question
Best answer:
Answer by Little Cup of TeaI'm sure there is, but they'll just give you an outrageous interest rate.
Give your answer to this question
Can someone with bad credit finance a car with no money dopwn?
by eyewash
Question by Tim: Can someone with bad credit finance a car with no money dopwn?
filled out a form online to help me find a finance deal with bad credit and recieved a call from a local dealership. He asked me to come in and I said I didnt have any money at the moment but was looking, He said I didn't need any money as it was no money down, I then told him how I have bad credit and he said he knows and that its ok that its been okayed.
So my question is, is it worth going in
Question by Tim: Can someone with bad credit finance a car with no money dopwn?
filled out a form online to help me find a finance deal with bad credit and recieved a call from a local dealership. He asked me to come in and I said I didnt have any money at the moment but was looking, He said I didn't need any money as it was no money down, I then told him how I have bad credit and he said he knows and that its ok that its been okayed.
So my question is, is it worth going in
are ther any companys out there who loan money to people with bad credit.non scaming companys?
by eyewash
Question by dusty00750: are ther any companys out there who loan money to people with bad credit.non scaming companys?
death in family , i need to borrow 2000.00 for expences
Best answer:
Answer by Ryan PYou should look to try and join a credit union near you they usually are more forgiving.
Know better? Leave your own answer in the
Question by dusty00750: are ther any companys out there who loan money to people with bad credit.non scaming companys?
death in family , i need to borrow 2000.00 for expences
Best answer:
Answer by Ryan PYou should look to try and join a credit union near you they usually are more forgiving.
Know better? Leave your own answer in the
Q&A: What Credit card could I apply for with bad credit?
Question by There she is!!!: What Credit card could I apply for with bad credit?
I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to get a credit card and only put $ 50 gas a month and pay it off every month and my credit will raise. How can I do this, if I can't even get a credit card? Do you know of any companies that may approve me?
ok I've never had
I've called 4 credit card companies now, chase, american express, discover, and Capital 1. and I'm declined because I have bad credit. But, when I talked to a credit specialist, he said to get a credit card and only put $ 50 gas a month and pay it off every month and my credit will raise. How can I do this, if I can't even get a credit card? Do you know of any companies that may approve me?
ok I've never had
Q&A: I've never owned a credit card -- how do I get good credit? IS mine bad?
by SS&SS
Question by matt g: I've never owned a credit card -- how do I get good credit? IS mine bad?
I am 18 years old. I have never owned a credit card in my life. I was denied a Target card today because I don't have credit. I had to make a $ 150 down payment on a new phone because I don't have a credit score.
How do I improve my credit score? I really don't want to own a credit card, and I would like to only use it for things like gas and only use it sparingly. Is my credit currently
Question by matt g: I've never owned a credit card -- how do I get good credit? IS mine bad?
I am 18 years old. I have never owned a credit card in my life. I was denied a Target card today because I don't have credit. I had to make a $ 150 down payment on a new phone because I don't have a credit score.
How do I improve my credit score? I really don't want to own a credit card, and I would like to only use it for things like gas and only use it sparingly. Is my credit currently
Advice for getting a new car with bad credit?
Question by 1cookie: Advice for getting a new car with bad credit?
What are some steps i need to take to purchase a used car i need a new car but my credit is shot any advice would be great!
(besides the obvious of saving up for a big down payment)
is financing a bad idea?
Ok Im not talking brand new right off the lot im talking about a USED car with the limit of $ 9,000 or so dollars.......
when i say $ 9000 dollars i mean im not looking at a used car that cost more than that
Best
What are some steps i need to take to purchase a used car i need a new car but my credit is shot any advice would be great!
(besides the obvious of saving up for a big down payment)
is financing a bad idea?
Ok Im not talking brand new right off the lot im talking about a USED car with the limit of $ 9,000 or so dollars.......
when i say $ 9000 dollars i mean im not looking at a used car that cost more than that
Best
Does my short credit history hurt my chances to get a mortgage loan?
Question by psuskind: Does my short credit history hurt my chances to get a mortgage loan?
I am thinking of purchasing my first home next year. My credit score is at 720 and my credit history shows no delinquency, bankruptcy or anything remotely bad. I pay my credit card balances in full every month and have never a balance of more than 20% of my credit card limit. The only problem I have with my credit history is, that it is too short. My two credit cards are only four years old and my only
I am thinking of purchasing my first home next year. My credit score is at 720 and my credit history shows no delinquency, bankruptcy or anything remotely bad. I pay my credit card balances in full every month and have never a balance of more than 20% of my credit card limit. The only problem I have with my credit history is, that it is too short. My two credit cards are only four years old and my only
I need financing for a car loan with bad credit score but little debt?
by Chris Devers
Question by Angela N: I need financing for a car loan with bad credit score but little debt?
I recently went through a short sale on my house that took longer than was supposed to. Therefore, my payments were late for almost a year because I wasn't living there ( it was supposed to sell in October but the closing fell through and I had already signed a lease somewhere). The house finally sold in March but the late payments devastated my credit score. It's now 498. I only
Question by Angela N: I need financing for a car loan with bad credit score but little debt?
I recently went through a short sale on my house that took longer than was supposed to. Therefore, my payments were late for almost a year because I wasn't living there ( it was supposed to sell in October but the closing fell through and I had already signed a lease somewhere). The house finally sold in March but the late payments devastated my credit score. It's now 498. I only
Do you think poor people or those with bad credit should be able to get a credit card?
by eyewash
Question by plezurgui: Do you think poor people or those with bad credit should be able to get a credit card?
http://news.yahoo.com/s/ap/20090424/ap_on_go_pr_wh/us_obama_credit_cards
Ohio passed a law limiting interest to 24% annually. The result is that all the Payday loan places closed up or changed to Pawn Shops. As a result, poor people or people with bad credit in Ohio now cannot borrow money in cases of emergency. Is that good or bad?
If the government protects people
Question by plezurgui: Do you think poor people or those with bad credit should be able to get a credit card?
http://news.yahoo.com/s/ap/20090424/ap_on_go_pr_wh/us_obama_credit_cards
Ohio passed a law limiting interest to 24% annually. The result is that all the Payday loan places closed up or changed to Pawn Shops. As a result, poor people or people with bad credit in Ohio now cannot borrow money in cases of emergency. Is that good or bad?
If the government protects people
In Fl how can I i open a normal checking acct. w/ bad credit?
Question by beach girl: In Fl how can I i open a normal checking acct. w/ bad credit?
I have no credit card debt but bad credit. Business i was in partners sunk the ship and I am living the fallout it has been 7 yrs. never did bankruptcy. Now finally have a great job paying probably more than i did when i was in business but they need to be able to wire direct to my bank account i was turned down several yrs ago and never tried again. I have NO credit cards at all have been living
I have no credit card debt but bad credit. Business i was in partners sunk the ship and I am living the fallout it has been 7 yrs. never did bankruptcy. Now finally have a great job paying probably more than i did when i was in business but they need to be able to wire direct to my bank account i was turned down several yrs ago and never tried again. I have NO credit cards at all have been living
have you heard about some gas stations not letting people pay with credit cards?
by SS&SS
Question by : have you heard about some gas stations not letting people pay with credit cards?
so i heard yesterday that some gas stations are not allowing people to pay at the pump with credit cards because they are losing too much money now that prices are so high and i'm a little confused and wanted to see if i missed something.
are they not allowing to pay with credit cards just at the pump and still allowing you to pay inside? or do they mean no credit cards at all and you
Question by : have you heard about some gas stations not letting people pay with credit cards?
so i heard yesterday that some gas stations are not allowing people to pay at the pump with credit cards because they are losing too much money now that prices are so high and i'm a little confused and wanted to see if i missed something.
are they not allowing to pay with credit cards just at the pump and still allowing you to pay inside? or do they mean no credit cards at all and you
Anyone know of any good companies that gives loans to people with poor credit?I have really bad credit and cur?
Question by Jane: Anyone know of any good companies that gives loans to people with poor credit?I have really bad credit and cur?
I have really bad credit and currently owe thousands to multiple credit card companies. I am currently not paying them because the interest rates are so high I can no longer afford to TRY to dig myself out of the hole. I'm in hope that they will settle with me with-in the next few months. I currently need a loan for about 3 thousand dollars. My car broke down and
I have really bad credit and currently owe thousands to multiple credit card companies. I am currently not paying them because the interest rates are so high I can no longer afford to TRY to dig myself out of the hole. I'm in hope that they will settle with me with-in the next few months. I currently need a loan for about 3 thousand dollars. My car broke down and
Sabtu, 12 November 2011
Q&A: Paying my tuition with a credit card.?
Question by Blessed16: Paying my tuition with a credit card.?
Ontario, Canada
So I am planning to either pay my tuition or 1st installment with a credit card. If anyone could give me any advice that would be great.
Also please do not tell me about loans, because I applied for OSAP but since my mom never filed for her 2008 Canada Revenue Agency I will not be able to get OSAP.
I also cannot get a a Student Line of Credit because my parents have bad credit history.
I have won $ 800 in
Ontario, Canada
So I am planning to either pay my tuition or 1st installment with a credit card. If anyone could give me any advice that would be great.
Also please do not tell me about loans, because I applied for OSAP but since my mom never filed for her 2008 Canada Revenue Agency I will not be able to get OSAP.
I also cannot get a a Student Line of Credit because my parents have bad credit history.
I have won $ 800 in
How bad will the mortgage crisis become if even people with good credit are going into default?
by eyewash
Question by tribeca_belle: How bad will the mortgage crisis become if even people with good credit are going into default?
Apparently even people with good credit are falling behind on their mortgage payments at higher rates, just as the subprime mortgage problems are leveling off.
The chairman and chief executive of JPMorgan Chase described the outlook for prime loans at his bank as “terrible.”
Can the economy recover any time soon if the housing credit market is in such
Question by tribeca_belle: How bad will the mortgage crisis become if even people with good credit are going into default?
Apparently even people with good credit are falling behind on their mortgage payments at higher rates, just as the subprime mortgage problems are leveling off.
The chairman and chief executive of JPMorgan Chase described the outlook for prime loans at his bank as “terrible.”
Can the economy recover any time soon if the housing credit market is in such
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