The monthly payments on my car have gotten to be too much. But I have bad credit so I cannot refinance.?

by marsmet461
Question by Andrea: The monthly payments on my car have gotten to be too much. But I have bad credit so I cannot refinance.?
The car is a 2007 Toyota FJ Cruiser. My Husband bought it in 2008 for $ 24,000. We still owe $ 17,000, which is less than what it's worth, so we have a little equity. However, our credit scores are not enough to refinance right now, and the car payment is $ 551 a month. Ridiculous! In order for us to get our credit on the right track, I'd like to get

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