Article by Darin Sewell
There is a lot of discussion about credit reports and ratings, but exactly what is a bad credit score? Why do some people constantly get turned down for loans while others, who don't have any more money, are instantly approved with no trouble? Credit ratings are an important part of everybody's life these days. Even if you don't want a loan, your credit score can affect your application for credit cards, apartmentleases, and even
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